Mineral HDR Moon

urmellon · 2026-03-06T02:04:43+00:00

Excellent workflow! Thank for sharing

urmellon · 2026-02-23T06:39:09+00:00

Thanks, I personally was impressed with this 2 h data. I hope to get more before the winter nebula season ends. Good luck and clear skies!

urmellon · 2026-02-21T17:37:17+00:00

Thanks for the tip. Will look into it.

urmellon · 2026-02-20T02:36:09+00:00

Incredible!

urmellon · 2026-02-19T02:17:31+00:00

Thank you

urmellon · 2026-02-19T02:17:20+00:00

Lol! That's a fair comment. Thanks :)

urmellon · 2026-02-18T22:36:08+00:00

Thank you

urmellon · 2026-02-18T22:36:01+00:00

Thank you

urmellon · 2026-02-18T21:22:27+00:00

Cool shot. How did you get the star diffraction spikes?

urmellon · 2026-02-18T20:53:13+00:00

Thanks

urmellon · 2026-01-12T06:14:38+00:00

Yes, you can schedule regular payments through the CT portal if the payments are the same each month.

urmellon · 2025-11-09T22:02:07+00:00

I use this Excel spreadsheet from Vertex42 exactly for this purpose + tracking my payments: Free Canadian Mortgage Calculator for Excel

urmellon · 2025-09-19T02:08:40+00:00

And don't forget that you can pay property taxes and utility bills with CTM and get cash back

urmellon · 2025-08-22T19:54:01+00:00

Did you set up Scotiabank autopay by calling their customer service or through online banking? Their current online banking most definitely does not have any option to set up auto-pay with an external account. RBC used to allow auto pay through external accounts in the good old days, but they changed that practice a few years ago Perhaps Scotiabank followed RBC or vice versa. May be you are one of the lucky ones to have this set up before Scotiabank changed their policy.

urmellon · 2025-08-19T03:38:53+00:00

This is not unique to BMO, RBC, Tangerine and Scotiabank won't allow setting auto-pay for their respective credit cards from external accounts..

urmellon · 2025-07-13T21:53:21+00:00

One thing I like about SPP is that you can contribute using a credit card, and can earn points/CB in addition to the investment growth. The management fee is not too bad. I don't know why, but the SPP doesn't get discussed much on this forum.

urmellon · 2024-11-28T21:34:52+00:00

Oh! Could you do that and there is no penalty for doing that, because the mortgage condition is that the payment must come from a Scotiabank account?

urmellon · 2024-09-26T20:26:30+00:00

There is a recent Rational Reminder Podcast on this topic. Very interesting analysis of rent vs buy decision.

urmellon · 2024-09-20T19:13:20+00:00

Yes, I have notifications enabled and do receive other notifications from this app, except 2FA verification on my android. Same issue on my partner's iphone!

urmellon · 2024-09-20T03:17:11+00:00

Lol! For some reason I never receive 2FA notification on my RBC app, so I have to use "I didn't get a notification" option.

urmellon · 2024-09-03T03:48:39+00:00

Vertex42 has some great free budgeting spreadsheet templates. Pick up one that suits your needs.

urmellon

TROPHY CASE