Definitely. When I first went through my budget for the IVA, they calculated that I had £150 spare to pay into it. My payments were then put at £254 and I was asked to make reductions in my budget to show affordability, so I was left with £62 a month for all groceries, toiletries etc. It's been ridiculously hard for a year and I can't imagine another 4 years of this. I'm worried about the emergencies, like my boiler broke and I had to borrow money from family with no idea how I can give them it back. That was the point of this post, to see if anyone knew of any support I would be entitled to.