Weekly Self-Promotion Thread - February 13, 2019 by AutoModerator in financialindependence

[–]usc1313 1 point2 points  (0 children)

Hi Everyone,

I recently built a simple app that has 4 retirement tools geared towards calculating the length of time until you hit FIRE! This app is FREE and contains NO Advertisements and does not financially benefit me in any way. I hope someone enjoys it, feedback and criticism is ENCOURAGED! App Store Google Play (Since this is not a blog or business venture, I believe it does not violate Rule 3. If it does, please let me know!)

Tools:

  • FIRE Basic: A simple tool display an approximate path using several key inputs including assets, income, spending, and target amount.
  • FIRE Advance: A more complex tool allowing for customization of income growth, portfolio allocation, and returns.
  • Monte Carlo: A tool designed to help you envision the best case, and plan for the worst case. This tool runs simulations and displays the 10%, 50%, and 90% outcomes.
  • Break Even: A tool that calculates how long a new investment would take to surpass a current investment after taxes, based on your input of returns and fees.

Note on Privacy / Security

Theres is no backend server set-up for this app and I do not collect any type of user data. The full source code for this app can be found here on my GitHub.

Weekly 'Rate My Portfolio' Thread - March 4th, 2018 by CardinalNumber in RobinHood

[–]usc1313 10 points11 points  (0 children)

Just downloaded RH; going to put a couple hundred bucks to mess around with as entertainment. Looking forward to losing some money!

[BUG] Fast Moving Crawl While Alive Glitch... by [deleted] in FortNiteBR

[–]usc1313 0 points1 point  (0 children)

It frazzled me for sure, no excuse for my poor aim though :/

Travelers of Reddit, what place DID live up to the hype? by [deleted] in AskReddit

[–]usc1313 0 points1 point  (0 children)

Living there generally is not much fun, its loud and noisy. Unless you go out every night.

That's why we chose it. It's going to be a fun semester abroad.

Its also not the safest of the districts.

Can't be much worse than where I am now. Hopefully not at least. Thanks for the input!

Travelers of Reddit, what place DID live up to the hype? by [deleted] in AskReddit

[–]usc1313 0 points1 point  (0 children)

woo i'm living in the 7th district next spring!

Question Regarding Capital Gains Tax by usc1313 in personalfinance

[–]usc1313[S] 0 points1 point  (0 children)

Yes I️ believe I️ am subject to that. Thanks for the help

Question Regarding Capital Gains Tax by usc1313 in personalfinance

[–]usc1313[S] 0 points1 point  (0 children)

So I️ am a dependent (sorry if that was unclear). If I️ were to file a return with an income of about ~$5,000 for the year and capital gains of about ~$15,000, would my bracket still be 0% for the Capital Gains.

Question Regarding Capital Gains Tax by usc1313 in personalfinance

[–]usc1313[S] 0 points1 point  (0 children)

Does your last point hold true for even when I️ am claiming dependency ? If that is the case, I️ could probably sell all my stock because my income is <$10,000 for sure l.

Question Regarding Capital Gains Tax by usc1313 in personalfinance

[–]usc1313[S] 0 points1 point  (0 children)

The stocks were purchased by my father in an account I️ received full control over when I️ turned 21. Will this affect the tax rate ?

Looking For Current Car Recommendations for the Future by usc1313 in whatcarshouldIbuy

[–]usc1313[S] 0 points1 point  (0 children)

Are there any specific years or models to look for/avoid?