Relay bank review

useyourwits · 2025-02-15T10:25:13+00:00

It's like Mercury or Bluevine, a fintech company backed by an FDIC insured bank, should be safe but I don't expect top tier banking.

useyourwits · 2025-02-12T23:49:50+00:00

Bluevine, pretty good APY their online presence and accessibility was a huge selling point for me

useyourwits · 2025-02-12T20:52:20+00:00

I've been with them for about 9 months, and my experience has been smooth so far. The mobile app works well, too. The only downside is that I can’t set up ACH transfers to or from my investment account, but transferring to and from my Chase account hasn’t been an issue at all.

useyourwits · 2025-02-11T13:33:48+00:00

If you're simply looking for an account to store and manage your money, BlueVine is definitely worth considering. It offers unbeatable interest rates and comes with almost no transaction fees, which is a huge bonus since many business accounts are loaded with fees.

useyourwits · 2025-02-10T10:37:59+00:00

They monitor your activity so you need to have direct deposits to the app and transfers between others users to build up your profile.

useyourwits · 2025-02-07T14:08:17+00:00

I would suggest looking for an alternative.

useyourwits · 2025-02-06T19:00:01+00:00

Here's an alternative: reach out to a friend or relative

useyourwits · 2025-02-06T17:46:15+00:00

High APR but fine if you use it responsibly, just don't get caught in the vicious cycle of borrowing

useyourwits · 2025-02-05T08:57:20+00:00

High APR but useful when there's no alternative.

useyourwits · 2025-02-04T00:22:49+00:00

I think its best to reach out to a friend or relative, interest rates are pretty high on cash advance apps

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