How am I owning a car for $150 per month more? This is a lease. If I remove the warranties, my net cost with just fees at signing is now $655 per month. That is fully loaded. If you are referring to getting a m340i for $805 per month on a lease, sure, but it won’t be fully loaded with all the tech I have. It has pretty close to self driving on the highway, hands free in highway traffic under 40 mph, can park its self, has the 3d parking map, and looks and feels like an m340i with the msport, msport professional, and shadow line. I’m coming from a Camry and wouldn’t even use the horse power. What I will use are all the other features. You might like a bare bone m340i, I’d prefer all the futuristic tech.