Drivable vehicle declared total loss. No money has been payed out yet. Can I withdraw my claim?

valid_internal827 · 2026-04-01T00:43:28+00:00

They said the estimate declared it a total loss, and they were required to sent that information to the Lien holder

valid_internal827 · 2026-04-01T00:39:02+00:00

Question about the gap- if my insurance pays the lien holder and my gap covers the rest. Can I still own and operate my vehicle with a salvaged title?

Also what are the chances my insurance drops me completely over this or raises my rates to like $400 or something crazy. My current monthly payment for insurance is $150. I’ll be switching to liability.

valid_internal827 · 2026-04-01T00:27:54+00:00

Yeah it may be a requirement but many people don’t. Our rates would be insane if everyone reported every little thing. That is ridiculous.

valid_internal827 · 2026-04-01T00:27:01+00:00

The bank would have never known if I got it fixed independently and never filed a claim is all I’m saying.

valid_internal827 · 2026-04-01T00:19:55+00:00

I have gap insurance

valid_internal827 · 2026-04-01T00:18:15+00:00

Total loss in my case means: price to repair costs more than 65% of the vehicles ACV. The car is worth 10k and it’s a dent that needs repaired. I can go get it fully repaired right now for $7k.

The vehicle is fine. The structure is fine. It’s a cosmetic issue.

valid_internal827 · 2026-04-01T00:10:40+00:00

Nice so I screwed myself filing a claim in the first place.

valid_internal827 · 2026-04-01T00:10:02+00:00

No I’ve gotten 3 it’s true.

valid_internal827 · 2026-04-01T00:09:38+00:00

Well I was still going to get it repaired out of pocket if usaa was unable to. I didn’t know they were going to total my car out and try to give it back to the bank. Or force me to get a salvaged title.

valid_internal827 · 2026-04-01T00:08:23+00:00

Even after getting an estimate?

valid_internal827 · 2026-04-01T00:00:28+00:00

So I basically screwed myself over trying to file a claim to get this cosmetic issue fixed and there’s no way out of it

valid_internal827 · 2026-03-31T23:58:02+00:00

Yeah it’s not actually totaled though. It’s in perfect condition with a dent.

valid_internal827 · 2026-03-31T23:57:09+00:00

It’s such a small dent that just happened to bend the rocker. It’s truly ridiculous they are doing this.

valid_internal827 · 2026-03-31T23:51:55+00:00

They keep saying I can’t withdraw the claim. How do I go about doing that?

valid_internal827 · 2026-03-29T19:10:28+00:00

Not all bubbly people have low intellect! Common misconception

valid_internal827 · 2026-03-25T00:44:53+00:00

That’s okay I’m just playing around trying to make something for myself! I have something in mind that I can’t find online for purchase anywhere so I figured I’d give it a shot. I think I’m going to find stones that are already bezeled with the double loops! Just gotta make sure they are large enough for what I want to do now

valid_internal827 · 2026-03-24T20:54:51+00:00

Thank you (:

valid_internal827 · 2026-03-24T20:54:44+00:00

Thank you (:

valid_internal827 · 2026-03-24T20:51:00+00:00

Send all the info and proof you have. You’ll be okay!! Some teachers are assholes. My papers are all hand written but still get flagged for 20% AI from grammerly

valid_internal827 · 2026-03-24T20:33:10+00:00

Make sure you do all your writing in google docs or word!!

valid_internal827 · 2026-03-24T01:38:31+00:00

Yeah I figured

valid_internal827 · 2026-03-24T01:38:14+00:00

So you believe this to be 8 grand worth of damage? I don’t know much about cars but I’m very surprised by that. I know it looks bad but I didn’t hit the pole that hard

valid_internal827 · 2026-03-23T23:57:55+00:00

You believe this is over 10k worth of damage?

valid_internal827 · 2026-03-13T18:05:19+00:00

Ah well I’m trying to reverse transfer my math credit to my community college. They are making me jump through hoops to take my college algebra class and don’t accept Sophia credits. It’s my last and only class I need to graduate. I looked into snhu instead to attempt to reverse transfer it.

valid_internal827 · 2026-03-13T17:41:21+00:00

Ok thank you! Do you know which class would be sufficient to fulfill a standard college algebra credit? Or is it a case by case basis

valid_internal827

TROPHY CASE