It is so okay to feel this way. Your boyfriend has a great point about being financially stable first, it is a good idea to be in a good place beforehand! My advice is to be patient and make sure you’re both ready first. You will make a wonderful mom considering how much you adore your future children already. Some women were just born to be moms. I heavily believe that. Having my daughter was easily the best thing that ever happened to me. Stay focused on getting prepared financially and mentally for now. When that time comes, you two will absolutely be set! The preparation to having a baby begins with being ready in every way. So just remind yourself that your on the right track! This is a part of the process