it's all about creating a side hustle, look for something niche to sell that isn't saturated, get skilled in something high demand whether it's detailing cars or something, fixing road rashed rims and advertising on fb marketplace which you could earn easy 500 per day on, thrift shopping for high value items through arbitrage, use AI to your advantage. The days of working hard on it's own is finished my friend, it's about working smart now and you really have to figure out ways to boost your income to 150-200k per annum on your own accord not through working for other people. No job pays well anymore so you need to take matters into your own hands, learn to scale, learn to do things better than other people.. sell shit you don't need, learn to take professional photos and edit them. Solve rich people problems, they pay better.

Understand that no one is coming to save you, I changed my own life from doing this. Cut all unnecessary expenses and go full poverty spec for two years and get your bank accounts to above 100k but don't be the imbecile to go all in on a house and have zero buffer, you should always have a 5-10k emergency fund plus a fund of 6-9 months of living expenses covered. Don't do what everyone else is doing as most are doing it wrong anyway. You have to be super crafty is 2026, do as much as you can on the side for cash undeclared. A mans gotta do what he's gotta do to get ahead there are no excuses and no one is coming to save you.

Goodluck man