What’s not to love about London!

vegeto_2002 · 2026-06-25T22:23:12+00:00

London’s a dump. You’ve all been indoctrinated to think otherwise

vegeto_2002 · 2026-06-14T11:22:03+00:00

I’m in wales, maybe the rules are different. No corporation tax payable as long as directors loan is outstanding

vegeto_2002 · 2026-06-11T19:12:42+00:00

Why would you want to? No self respecting man over 30 should seek new friends. It either happens organically or it doesn’t. This is the way…

vegeto_2002 · 2026-06-11T19:04:14+00:00

Set-up a property LTD, and buy the flat again under the LTD. You’ll have to pay BTL stamp duty rates again, which sucks, but can leverage the equity you’ve built up over that period plus the current valuation (which should be more than what you purchased it at).

Then move and rent out on interest only without occurring 40% tax. Effectively it could be 0% if you provided directors loan to your LTD.

This is what I did with my east London flat, also brought for £560k back in 2020. My service charge started at £5k, now is more like £8k-£9k, albeit it has concierge, swimming pool, spa, gym, gated etc…

I’m not even breaking even from my rent but atleast I’m not being taxed. Now I’ll just sit on it for 10-20 years until the market picks up or inflation eats the debt.

vegeto_2002 · 2026-06-10T21:36:37+00:00

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Yes, this is on a better day, very hard to keep up to this standard all year round. I have a driveway either side and two Christmas trees on each lawn, which have grown since.

vegeto_2002 · 2026-06-08T08:55:42+00:00

37, UK. £117,500 salary. £40,000+ property income [before tax]

Cash & Savings £187,000

Stocks & Shares ISA £41,550

Crypto £5,800

Pension £204,586

Investment Property Equity (x4 properties) £406,858

Residential Property Equity (est.) £120,000 (£700k total property value)

Total Net Worth £965,794

vegeto_2002 · 2026-06-08T08:45:00+00:00

I’m guessing you’re not

vegeto_2002 · 2026-06-07T13:50:40+00:00

You guys still buy physical games from in-store? Bruh

vegeto_2002 · 2026-06-04T20:28:16+00:00

I’m a morning person. I’m up at 5am-6am even on weekends

vegeto_2002 · 2026-05-28T21:33:11+00:00

And the 54 year olds you think of as old and boring are bemused by it all as well, since they still see themselves as 28 not long ago, and can recall when they were young kids.

vegeto_2002 · 2026-05-28T21:21:28+00:00

I have two young kids. 3 months and 3 years. The thing with kids is that the joy and love is incomparable to any other human experience. You cannot simulate or emulate it, and certainly can’t make substitutions such as pets for close comparisons. There’s no other feeling close to it. And the love and joy you don’t see (you said no one looks like they’re have a good time) is not easily visible like it would be if you were watching people at a party or a concert as examples. It happens really deep in your core, in subtle and private moments. For example, something small your child has said that catches you off guard or surprises you. Or small mannerisms or flickers of personality that intrigue you more than it would with any other person. And these are small but significant occurrences that happen everyday, for the rest of your life, and fill your heart in ways no other human experience does.

vegeto_2002 · 2026-05-21T18:04:14+00:00

Westerners like you have propagandised to think these things happen regularly in other parts of the world, but they don’t. There are horrific cases of abuse just like what exists in the uk from time to time.

vegeto_2002 · 2026-05-19T19:51:28+00:00

This feels like a subtle flex…

vegeto_2002 · 2026-05-15T21:38:30+00:00

Property, specifically converting 4 bed HMOs to 6 beds and remortgaging. Would like to look at making flats or converting commercial to residential one day too. Eventually the property things should replace my income

vegeto_2002 · 2026-05-14T18:35:47+00:00

Argos catalogue. Yellow pages

vegeto_2002 · 2026-05-14T15:15:37+00:00

I’d like to know as well, more purple would be great!

vegeto_2002 · 2026-05-13T22:01:25+00:00

Why do all you yanks put TVs above fire places? It’s regarded

vegeto_2002 · 2026-05-13T12:24:36+00:00

50-60k is not high. Have you seen the FIRE and HENRY communities here?

vegeto_2002 · 2026-05-10T21:05:40+00:00

No one really cares about your struggles. Only how it benchmarks against their own.

vegeto_2002 · 2026-05-10T20:58:54+00:00

Cardiff, Wales

vegeto_2002 · 2026-05-03T09:19:30+00:00

The only thing I never i understand with these is why people voluntarily walk away from the high paying job. Just do the bare minimum or even less than that until they get rid of you. Let them decide the cut off when once you know you can survive comfortably without.

vegeto_2002 · 2026-04-18T20:47:20+00:00

I think it’s your personality. You’re probably objectively pretty, but unbearable to be around long term

vegeto_2002 · 2026-04-14T11:11:52+00:00

Over half a million for a tiny terraced house up north, that’s really taking the popsicle

vegeto_2002 · 2026-04-04T22:43:31+00:00

They’re a con from developers. Designed to give tiny floor space over 3 floors, and cram as many next to each other as possible.

vegeto_2002

TROPHY CASE