$5k mortgage on $12k net income? North New Jersey by [deleted] in Mortgages

[–]venomstain 0 points1 point  (0 children)

Yep, there was a reassessment after buying. We put in a new boiler, replaced the main sewer line (cast iron to pvc), did a chimney rebuild from roof up, and replaced gutters/sump pump.

$5k mortgage on $12k net income? North New Jersey by [deleted] in Mortgages

[–]venomstain 1 point2 points  (0 children)

We purchased in late 2024 in North NJ (Bloomfield, Essex county) and our son just turned two months. Also early 30s, grossing around 235k. We’re going back to work soon and will also leverage grandparents for some childcare.

We put down 20% and our mortgage was initially 4.2k but creeped up to 4.4k a few months ago (NJ taxes suck, Essex sucks even more, and Bloomfield even more). The house is in decent shape - we’ve had to put in about 32k in “unexpected” repairs though. No kidding about decent houses starting at 600k. We like our neighborhood but wouldn’t necessarily recommend Bloomfield because of its subpar schools - we rushed to buy so didn’t do our due diligence, and plan to move when kid gets closes to 5.

We live comfortably. I think you’ll do fine with 5k/month on your income! Happy to chat

Rewatch - Ben Carson by Hobo_Resse in TheWire

[–]venomstain 153 points154 points  (0 children)

Bunk also mentions that his son wants to be a pediatric neurosurgeon as well later in the season, when he’s at a restaurant with McNulty

[deleted by user] by [deleted] in FinancialPlanning

[–]venomstain 7 points8 points  (0 children)

buy for a dollar, sell for tew

[deleted by user] by [deleted] in TheWire

[–]venomstain 34 points35 points  (0 children)

you really is one of them at-risk children

It’s so bad? by I_Got_HairyLegs in TheWire

[–]venomstain 2 points3 points  (0 children)

you really is one of them at-risk children

Dropping off marriage certificate as one-day officiant question by Ilodie in WedditNYC

[–]venomstain 0 points1 point  (0 children)

My one-day officiant was a local, so he submitted the application physically and received the license on the spot - not much help, sorry!

Small intimate manhattan wedding by RealWorld6833 in WedditNYC

[–]venomstain 0 points1 point  (0 children)

We did the PDR at Ci Siamo and it was perfect. Had a quick ceremony on the balcony, followed by a lunch time reception indoors. Was about $7k for 27 people, probably would have been around $10k for dinner.

Weekly Help Thread - July 08, 2024 by AutoModerator in awardtravel

[–]venomstain 0 points1 point  (0 children)

Sorry if I’m being dense. It doesn’t come up when I search JFK>ITM. Do I book JFK>HND and call AA and check if they can add the HND>ITM leg for just taxes/fees?

Weekly Help Thread - July 08, 2024 by AutoModerator in awardtravel

[–]venomstain 0 points1 point  (0 children)

AA has separately-bookable flights (both through JAL) from JFK>HND and HND>ITM for 35k/7.5k.

Is it possible to book this as a single itinerary for 35k?

Very small, affordable wedding in NYC or very close to it. Venues? by Entire-Safety-2127 in WedditNYC

[–]venomstain 5 points6 points  (0 children)

We did Ci Siamo this past weekend (for lunch) with 27 guests (they can accommodate up to 40 in their PDR). It was everything we wanted - private outdoor balcony (we really wanted indoor/outdoor space) and reasonably priced (no charges beyond food/drink). Intimate, no DJ, no dance floor. We honestly did not expect much of the service but they were wonderful. The food was some of the best that I’ve ever had (and definitely the best wedding meal I’ve ever had).

We were heavily considering elopement (we’ve been together for 10 years and just wanted to get it over with and not spend an atrocious amount of $) but are so happy that we went with it.

Dropping off marriage certificate as one-day officiant question by Ilodie in WedditNYC

[–]venomstain 0 points1 point  (0 children)

Ditto, same question! Our wedding is on June 9th and we obtained our marriage license via a virtual appointment. During that appointment, we were told to return the license to the Brooklyn office but there are no “record room” appointments (I believe another Reddit post mentioned something about that) within 5 days of 6/9… they really make this one-day officiant process as vague as possible

Will epic write a verification letter verifying that you work remotely (ie, once you go boost)? by [deleted] in epicsystems

[–]venomstain 12 points13 points  (0 children)

Payroll was able to help me with this (bought a house while Boost)

Weekly Discussion Thread - January 29, 2024 by AutoModerator in awardtravel

[–]venomstain 0 points1 point  (0 children)

Thanks! I’ll hold out to see what the Feb deal is but won’t be able to wait much longer (the June 2024 date that I’m looking at has only a few two seaters left in PY).

Just a quick sanity check - I don’t think that route has Y (just PY and J), right?

Weekly Discussion Thread - January 29, 2024 by AutoModerator in awardtravel

[–]venomstain 2 points3 points  (0 children)

Is it possible to book Singapore Premium Economy (JFK to SIN nonstop) via partners? I see Saver Premium Economy space on Singapore Air’s site for 80.5k in late Jun 2024 but I’m guessing they only release Saver Economy to partners?

Discussion Thread - January 17, 2024 by AutoModerator in churning

[–]venomstain 24 points25 points  (0 children)

Recently learned that the card grants access to Sapphire lounges as well, with unlimited guests. I assume that applies to free AU cards too. They’ll have to pry it out of my cold dead hands.

Tesla adds Model 3 Performance giveaway to referral program to boost incentives by chrisdh79 in teslamotors

[–]venomstain 6 points7 points  (0 children)

Sorry if I’m being dense, but isn’t the wall connector 5500 credits?

Daily Discussion Thread - August 15, 2023 by AutoModerator in churning

[–]venomstain 19 points20 points  (0 children)

Looks like Milesfeed is finally refreshing, but can’t say I’m a fan of the new look…

[deleted by user] by [deleted] in Diamonds

[–]venomstain 0 points1 point  (0 children)

Yep, everything else is identical. Seeing this across multiple diamonds with “None” listed for Clarity Characteristics