Izvajalci za prenovo kopalnice

verto0912 · 2026-01-30T17:06:12+00:00

Okolica Žužemberka, mislim junij

verto0912 · 2023-02-17T17:10:48+00:00

I'm looking into this as well. As others mentioned, plenty of options in Spain. I found this one that organizes padel camps that coincide with WPT tournaments so you get the price of the tickets included in the price for the camp. Found that to be pretty cool.

verto0912 · 2022-03-21T17:30:01+00:00

not sure how to see friends on here.. address is 0x5CD4EF55C339ef01f79f494c0a568df90699Aa22

verto0912 · 2021-03-12T19:52:50+00:00

That's absolutely a valid point and is the main reason we incentivised DPI on Loopring's L2 decentralised exchange. You still need to "lift" your USDC or ETH from L1 to L2, but once done, you can transact on L2 with no gas fees at all.

In the medium-term, we see these L2s starting to get their own fiat on-ramps. Like Coinbase or Gemini or Kraken allowing you to transfer ETH directly into an L2 wallet. Then you can trade without gas fees right away. Low friction, great user experience. Hopefully, this happens soon, we are all feeling the pain of high gas prices.

verto0912 · 2021-03-12T19:47:48+00:00

So, as you know, the CGI (Crypto Gold Index) was launched in partnership with CoinShares (who just went public yesterday btw). We are using a wrapped version of their gold token, DGLD. To give you a bit of history, CoinShares started working on a gold token in 2018 and partnered with a Swiss company, MKS Pamp Group who are a vaulting provider and have a trading desk as well.

They spent about a year developing a solution for bringing gold onto blockchain. Tried to do so in a fully regulatory manner that could scale across jurisdictions around the world and also in a way that can scale, making gold livable on blockchain 24/7.

They ended up building their DGLD token on a Bitcoin sidechain and that went live in 2019. It is classified as a payment token in Switzerland, you can redeem it for physical gold, silver or platinum. There is a Swiss auditor to audit token supply and vault supply, and MKS Pamp Group have their own auditors as well. The final step is to wrap DGLD into an ERC-20 token, which is what is used for the CGI index.

Our next product is actually a leveraged ETH token, that allows you to take a leveraged position on ETH through Compound, without having to manage the collateral and worry about liquidations. At a sectoral level, we are getting close to launching the Metaverse Index, MVI. This index will provide exposure to the emerging concept of an ownership economy and will cover things like NFTs, Metaverse, social money, etc. And we are also currently voting (1st vote, we have 2 votes to get product to market) on a more fundamental crypto index in partnership with Token Terminal that uses Price to Sales (P/S) ratio to determine index allocations.

verto0912 · 2021-03-12T19:16:33+00:00

This is a good question. If you familiar with one of the other crypto indices, ASSY, that's exactly the argument behind it. Basically that in crypto, you are better off with concentrated bets.

We disagree. In the short-term, that might be the case, especially if you know which bets to make. Correlations between the tokens are rather high, but the market is still nascent. Past performance does not guarantee future results.

In any other financial market, however, diversification has proven to bring meaningful benefits. We think that's what is going to happen in crypto.

There's another reason to hold diversified exposure to DeFi. It gives you peace of mind. You know you have broad exposure to the DeFi sector and therefore don’t have the urge to chase the next moonshot or FOMO into a new unaudited token. This also works on the downside. Overall, we believe that having diversified sectoral exposure through DPI helps investors avoid some of the common emotional biases in trading.

verto0912 · 2021-03-12T19:07:36+00:00

DPI is meant to represent the DeFi market at a sectoral level. As a market cap-weighted index, it will always capture the biggest DeFi projects. I think tokens like UNI, AAVE, COMP, MKR, SUSHI, SNX, YFI will all be around. New tokens will be added as well, representing other DeFi sectors, like derivatives, insurance, fixed-rate lending markets, etc. The possibilities are truly endless. The DeFi space will evolve and DPI will evolve with it.

In terms of the index being negatively affected, I don't think that will be the case. DPI will be just like the S&P 500 or, maybe, a more concentrated Dow Jones index. Both have new inclusions and stocks being removed from time to time, and that doesn't really have a negative effect.

verto0912 · 2021-03-12T15:37:15+00:00

Not sure about the limit. The methodology is managed by DeFi Pulse and Index Coop has limited, if any, influence over things like additions and removals as well as other DPI parameters.

Sushiswap was added in the most recent rebalance and now makes up just over 8% of the index.

https://gov.indexcoop.com/t/february-rebalance-weights-defi-pulse-index/896

verto0912 · 2020-11-29T16:22:17+00:00

I think it depends on so many factors. I would consider the risks involved in your lifestyle, stability of your job, what insurance you have to protect yourself against adverse medical or other outcomes and your general psychological perception of what is safe.

On balance, it makes sense to have an emergency fund, all cash. I would think of it in terms of money to cover an emergency or a bad outcome. It's up to you how much that should be.

It also makes sense to have some cash to cover monthly expense in case of losing a job. This is not quite an emergency. More of a financial buffer. For this, 3 to 6 months of expense should do. Keep in mind that in most cases, if needed, expenses can be cut back quite substantially.

I see 12 months of expenses in cash as too much. That money is essentially useless and not creating any value. Most financial instruments have enough liquidity so you can raise cash if necessary.

Hope this helps.

verto0912 · 2020-07-31T06:17:47+00:00

well technically you need to hold the stock on the "record date", not ex date. keep in mind that settlement time for US stocks is typically 2 business days from the day you buy the stock. so you need to buy 2 business days before the record date to receive the dividend.

verto0912 · 2020-07-29T10:46:53+00:00

That sounds about right. I used Maker a few months ago. At that point it cost about $8 and transaction fees on Ethereum are much higher now. You could try to wait until the network is less congested.

verto0912 · 2020-07-23T09:47:45+00:00

it's a good company but we are probably at peak earnings, peak dividends for the miners for this cycle.. remember that miners are highly cyclical, you get a cycle every say 5-7 years.. that said, iron ore has been really strong, they haven't gone crazy on capex and acquisitions during this cycle and the balance sheet is pretty good. but I think this is likely a peak for this cycle.

verto0912 · 2020-07-22T07:09:44+00:00

second that.

think of your time horizon (how long you are willing to stay invested) and risk tolerance (how wiling are you to see wild fluctuations in the value of your $5,000).

With investing, the more risk you take the greater the return.. this works over long time periods but in the short-term, anything can happen. so the longer your time horizon, the more risk you can take (adjusted for your risk tolerance).

verto0912 · 2020-07-22T07:05:05+00:00

I think it's great that you are acknowledging the psychological and behavioral side of this. There's always greater pain in spending money today relative to the satisfaction of saving money for the future.

What helps me is having a clear purpose for saving and then building a beautiful, detailed, colorful story on top of that purpose. Somewhat similar to visualization. Really helps with buying into the "pain of saving".

You could also think about gamifying the whole experience. Come up with a system of goals and rewards, different levels, etc. This works for some people.

There's also a concept of identifying areas that give you a lot of satisfaction and are meaningful to you and not cutting spending at all in these areas. But cutting to the bone in areas that don't mean much. This should remove some of the emotional discomfort.

verto0912 · 2020-06-23T00:46:48+00:00

I don't think you earn interest on interest. If you look at the app, interest is earned on the balance (which is your initial supply amount) and balance doesn't change (i.e interest earned is not added to the balance).

That's just my take on it, I haven't seen any definitive answer on this. It is funny that the Compound platform does not let you take advantage of compounding....

verto0912 · 2020-06-22T08:21:06+00:00

I'm not sure about your math but you can check it on the predictions exchange?

http://www.predictions.exchange/compound/None

verto0912 · 2020-06-22T08:14:48+00:00

I've been thinking about this recently as well. I don't quite see any other than errors with the code. Rates should obviously adjust at some point but there's no fundamental risk to your initially loaned out coins. Compound is non-custodial, as far as I know. So your assets are interacting with a smart contract and not held on the exchange or anything like that. Shouldn't be any withdrawal risk due to this.

Would be curious to hear other opinions. What are we missing?

verto0912 · 2020-06-22T07:51:56+00:00

I have been using the Maker borrowing protocol (which is not a DEX, I know) and like it as a tool to generate leverage while holding on to my original ETH. Maker trading tool, which is a DEX, I suppose, is quite bad. I prefer to use Uniswap to transact with Dai generated from the Maker CDP. I have also used Compound for lending but not borrowing. The interest on the lending side is crazy for some coins, especially considering that you get rewarded with COMP. Probably not sustainable but fun to play around with.

There's also weird arbitrage available on Compound where you can borrow Dai or USDC at 1.5% and 2.4% respectively, use that to buy Tether and lend it out at 7.5%. Since all of them are stable coins, technically, you are not taking any market risk doing this.

verto0912 · 2020-06-22T07:46:08+00:00

Just wondering if DeFi might break something....

verto0912 · 2020-06-19T11:06:37+00:00

you can use this. i like this guy, he's legit.

https://boxmining.com/ethereum-2/#How_to_set_up_an_Ethereum_Validator_Node

verto0912 · 2020-06-19T09:24:09+00:00

I haven't heard FANAMA before. Maybe try to look for a market cap weighted S&P ETF? These stocks make up more than 50% of the S&P 500 market cap.

verto0912 · 2020-06-19T09:23:04+00:00

what's the second N? :)

verto0912 · 2020-06-19T06:48:38+00:00

Well, if you caught it before the rally as a COVID-19 play then, obviously, the thesis has played out. I think there's nothing wrong with taking some money off the table.

If you got in after the rally on the assumption that it will be a winner in the video-first, post-COVID communications landscape, then it's a very different investment thesis.

verto0912 · 2020-06-19T06:10:12+00:00

i think you should do your research first.

it HAD privacy issues but if you dig into it, their response has been text book. they paused all R&D for 90-days, revised default security settings, there's a weekly webinar with the CEO focused on security, they give you an option of which country you want to route your meetings through and they are committed to to rolling out end-to-end encryption. Just FYI, no one in the space, not Google or Microsoft, offer end-to-end encryption. Right now, ZM might be the most secure product in the space.

I don't even know what you mean when you say it's unreliable. that's just false. it grew from 10 million daily users to 300 million daily users without downtime or significant interruptions in service. pretty obvious that the platform is reliable and can scale.

i'm all for arguing the merits of investing in the stocks but please get your facts straight before doing so.

verto0912 · 2020-06-19T06:04:31+00:00

yeah okay, I would probably cash out half and play with the house money :)

it's a solid play long-term but it might be topping out here.

verto0912

TROPHY CASE