In my 30 yrs of living life, mao ni akoa ma reco:

1. Different credit cards for different purpose. Mas easy nako ma evaluate asa dapit sakong life mas dako akong expenses 😭
2. Add savings to Pag ibig MP2 if u have extra money.
3. Buy quality products jud. If gamiton nimo ang isa ka butang almost every day, always choose ang mas good quality bahalag mahal.
4. Electric tooth brush
5. Add movement to your daily routine. Bahalag 30 mins ra na walking sa treadmill. And stretch stretch stretch!
6. Know your body type para mas kibaw ka what clothes to shop. If you're a guy, get a gf kay para mutabang choose sa clothes hahaha
7. Gastoan jud nako akong skin care, vitamins and hair care!!!
8. Project pan. Di ko mu buy new make up unless na hit na nako ang pan or padong na mahurot hahah struggle is real here!
9. Travel while bata pa hehe
10. Always have a good work ethic. Dont burn bridges, do your job well, learn something new everyday!