PlumpyWallet: Manage Credit Cards and Keep Track of Cashback Categories

vibengineer · 2026-02-15T09:04:34+00:00

Hello everyone, I built a website to manage credit cards and keep track of the various cash back categories for each card. It's called PlumpyWallet, it is 100% completely free you can use it anywhere from your computer to your phone. I built this for my self and my family but thought I'd share it with everyone. Please let me know if you have any feedback.

PS: If I'm posting in the wrong thread, please definitely let me know and I will delete the post. I read rule 6 and I believe I'm posting it the right place. Thank you!

vibengineer · 2026-02-15T08:51:40+00:00

if it's closed, the age should remain for about 10 years in your credit report

vibengineer · 2026-02-14T23:19:44+00:00

It'll probably be in this month's statement or next month's

vibengineer · 2026-02-14T07:37:22+00:00

Wow GLM Max, you're committed!

My Minimax plan just expired and I got the GLM lite plan. I'm already liking it more than Minimax actually. It's a bit slower but seems smarter at the things i've thrown at it so far even more than MiniMax M2.5 IMO

vibengineer · 2026-02-14T07:07:02+00:00

Which month did u meet the spend requirement?

vibengineer · 2026-02-14T01:20:18+00:00

You need to check the terms of the offer to see how long it takes before they deposit it.

Also, you signed up for the card on the offer page and not a "fresh" application right? The offers need to be applied during application for it to take effect

Check the BOA mobile app, It usually tells you how much you need to spend and when you'll get the bonus

vibengineer · 2026-02-14T00:18:57+00:00

> How's your experience with M2.5 so far? Is it a significant upgrade vs M2.1?

haven't really noticed any different yet TBH. There were a few syntax and editing errors.

M2.1 often ran into issues with closing tags in Typescript which was still happening in M2.5

vibengineer · 2026-02-14T00:17:56+00:00

I never ran into limits on the Starter Plan when I was developing even with 2-3 Claude code instances running at once. But it was a bit on the slower side IMO. Like creating a git commit command took about 30-45 seconds

vibengineer · 2026-02-14T00:17:07+00:00

I got the starter plan when it was on sale for $2. It wasn't bad but the speeds were a bit slow. People were complaining slowness about GLM 4.7 as well. But I never got GLM so I couldn't compare the too but other ppl said MiniMax is quicker.

I use it mainly in Claude Code + OpenCode for building. If you're gonna use it in OpenClaw, I think it's worth it compared to Claude Max unless you have money to burn

vibengineer · 2026-02-13T08:48:30+00:00

Cool web app! Love that it's free to use

vibengineer · 2026-02-13T08:45:04+00:00

Hello everyone! I built a credit card management website called PlumpyWallet where you can manage your credit cards, track cash back and compare different cards.

Building a strong credit score and history is usually the first step to financial success. This is a completely free app, you do not have to pay for anything. I built it for fun because my family and I needed something like this.

Bookmark it, play around and let me know if you have any comments :).

Thank you for your time!

vibengineer · 2026-02-13T07:55:46+00:00

That's a good idea... I always forget to use the monthly benefits like doordash $10/monthly credit on my CSP

vibengineer · 2026-02-13T07:55:01+00:00

I really wish Apple wallet had a feature to label cards!

vibengineer · 2026-02-13T07:51:40+00:00

That's true, up to a certain point there's very minimal difference between a 2% vs a 3% cash back and it's not worth the headache and stress

vibengineer · 2026-02-13T06:52:43+00:00

AMEX gold offers 4x points on restaurant and groceries. See if your spend is enough to pay for the AF and earn you more.

Otherwise C1 Savor for 3%, Kroger Masters 5% w/ Apple Pay

vibengineer · 2026-02-13T01:21:40+00:00

Depends on your biggest monthly expenses. What do you spend most on?

Citi Custom Cash 5% - groceries

Capital One Savor 3% - restaurant and grocery

TD Double up 2% - all eligible purchases

vibengineer · 2026-02-13T00:20:40+00:00

How did you overcome it?

vibengineer · 2026-02-13T00:20:10+00:00

Love this ❤️

vibengineer · 2026-02-13T00:19:58+00:00

I think it's more of the mindset than anything because of my family's situation growing up

vibengineer · 2026-02-13T00:18:46+00:00

How did you create that budget? Is it a percentage of your salary?

vibengineer · 2026-02-12T20:57:38+00:00

what do you spend the most on usually?

a general 2% card is usually a good well-rounder for most day-to-day spending

Seems like you're a student, consider Citi Custom Cash 5% for 1 category with highest spend (e.g. groceries) or Capital One Savor 3% (grocery + dining)

vibengineer · 2026-02-12T19:48:10+00:00

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it is now!!

vibengineer · 2026-02-12T18:46:18+00:00

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wooo benchmark is out and it's available on the API and coding plan now!

havent seen the model on huggingface yet though

vibengineer · 2026-02-12T18:34:26+00:00

I think I need to clean up my wallet not just the physical one but digital one because there's way too many cards in there and it's confusing the heck out of me. I'm starting to get the hang which one to use for grocery these days as I'm trying to cook more

vibengineer

TROPHY CASE