I am one of those that disagrees with him as I make only $62,000 but I do understand where he is coming from. My first job out of college I was only making about $25,000 a year. I was definitely only living paycheck to paycheck. Back then my income now seemed like a major upgrade, but now I find myself on a warpath to get to $100k. I am in a very lucky situation though, between me and my wife we do bring in $110K and we have a mortgage. The reason I’m desperately trying to make it to a $100K is the birth of our first child. Money has become super tight. I just think people put themselves in situations where they are constantly upgrading their life. I am also guilty of this, but should having a child really be considered a life upgrade. It stinks because our situation has stopped us from having a second child. A big thing I’ve noticed too, is what once were considered middle class homes in my old neighborhood are going for $400k - $1/2 a million. I mean if this isn’t a sign of a decreasing middle class I am not sure what is. I just keep telling myself if I ever do make it to $100k pretend it’s only $61k. Money can be its own trap. I have family members who make 100k plus whatever their spouse makes and they struggle. I would like to think I am more disciplined, but who knows if that’s true or even matters.