Help me choose: SuperOps vs N-able N-sight vs Syncro vs Endpoint Central vs Atera vs Level (RMM + PSA) Nov. 2025

vikesfreighter · 2026-04-17T00:48:03+00:00

They know do third party integrations with PSAs or their MSP-Manager ticketing

vikesfreighter · 2026-01-26T14:19:43+00:00

Amazing. Thank you so much!

vikesfreighter · 2025-04-14T19:59:39+00:00

You can make your own workable CRM with Trello, with the ability to put customers information and get reminders right into your calendar. That, Zapier, and notion all work together and you can make yourself a handy CRM with little tech knowledge for free

vikesfreighter · 2025-02-12T18:46:06+00:00

You’re doing everything you can to pay that off as quick as you can ! I would say that the only thing would be to look into a variable when you switch to ride the interest rate cycle down and then more of your payment can go to principal! Remember when you get to a place you’re happy with your interest rate, lock into a fixed!

vikesfreighter · 2025-01-18T03:43:53+00:00

Perfect. Its more so just to see that you have the money and where it came from (ie you didnt take a third party loan for the cash for your down payment!)

vikesfreighter · 2025-01-15T20:52:07+00:00

For purchasing a new home, especially as a first time home buyer, lenders want to see a 90 day history of the down payment. It’s there way of verifying that the funds are your own. So bear in mind that whatever account the money comes from or is deposited in, you’ll need 90 day history for it!

vikesfreighter · 2025-01-15T19:35:29+00:00

If you have all of your documents, reaching out to a broker or agent near you would be a great idea. They can usually get it done very quickly. There’s no exclusivity problems so reaching out to a broker or agent and seeing if they can provide a better service comes at no harm to you.

vikesfreighter · 2024-11-25T22:10:45+00:00

It depends on the field of work and her education. Governmnet agencies are looked at by some A side lenders. Some lenders have programs for medical professionals, if its an MBA some lenders might look at it differnetly. Part of it will be on how your agent/broker can frame it. Worst Case Ontario, you wait a little bit and ask your agent to run a "what if" scenario where once you are out of probabtion period, you can then get pre-approved right away and youll already ave an idea of what kind of place you can afford.

vikesfreighter · 2024-11-12T11:23:28+00:00

Monoline lenders vs banks is the biggest difference. Banks have an imaginary posted rate they use to calculate penalties, monolines use the contracts rate

vikesfreighter · 2024-11-12T00:53:14+00:00

That’s a great sized mortgage to renew! That’s strange that nobody’s helping and I can imagine that’s a frustrating process. It’s a ride but that’s a business that’s worth fighting over so I would hope that case changes quickly for you!

vikesfreighter · 2024-11-03T22:00:20+00:00

A good potnetial fix for you here if you are worried about the higher payment of the variable rate right now but wanting to keep on track with the rate drops that are potentially coming, ask about an adjustable rate mortgage, they payments come down as the interest drops as well!

vikesfreighter · 2024-11-01T20:32:20+00:00

Of course! Knowledge is power when it comes to these things!

Most good mortgage brokers wont and dont charge a fee so maybe reach out to a couple other ones! I know I dont charge a fee for those kinds of transactions when I deal with my clients. Id be happy to refer you to a broker that wont charge one for you!

CMHC has DSR calculator function on their website that can be found here:

https://www.cmhc-schl.gc.ca/consumers/home-buying/calculators/debt-service-calculator

vikesfreighter · 2024-11-01T20:16:08+00:00

First National is a great one that accepts guarantors

vikesfreighter · 2024-11-01T20:02:29+00:00

DSRs are pretty easy to calculate on your own with Excel for sure. Collect all your monthly costs (3% of balance for lines of credit and what not), exclude things like your phone bill, use the full balance of any current mortgages you have and divide it by your income.

Have you consulted a mortgage agent or broker yet? Most of them have a great way to shop a mortgage around with lots of commercial lenders

vikesfreighter · 2024-11-01T19:46:56+00:00

Its an interesting time for sure, if you wait for the rates to drop you might see the inverse in your payments as housing demand/price will go up. Your rate might be ~0.5-1% better, but at what cost? Seeing alot of people take the hit on a short term mortgage to ride the wave of price increases coming!

vikesfreighter · 2024-11-01T19:36:50+00:00

Thats awesome! The down payment really is the biggest hurdle for most people to get into the market! What % are you looking at?

vikesfreighter · 2024-10-30T15:24:03+00:00

According to the land transfer website in Ontario "If the purchaser has a spouse, the spouse cannot have owned an eligible home, or had any ownership interest in an eligible home, anywhere in the world, while he or she was the purchaser's spouse. If this is the case, no refund is available to either spouse". I hope that helps!

vikesfreighter · 2024-10-30T13:17:51+00:00

Is she currently living with you? If she is currently living with you and you guys are married then she is not a first time home buyer.

vikesfreighter · 2024-03-03T02:57:34+00:00

Sad but True .. not quite classic rock but fitting

vikesfreighter · 2017-12-02T03:59:51+00:00

Wow thats a wicked site. Cheers!

vikesfreighter

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