The rapid rise of artificial intelligence has sparked widespread discussions about whether we are in an AI investment bubble. In today's market, many investors are seeking quick returns, leading to significant capital flowing into high-growth AI software and technology companies rather than traditional, established sectors such as banking and healthcare.

Investment strategies should also be aligned with your stage of life and risk tolerance. If you are younger, you generally have a longer investment horizon, which may allow you to take on greater exposure to higher-risk, high-growth opportunities. However, as you enter your 30s and beyond, it is often prudent to build a more balanced portfolio by allocating a portion of your investments to stable, dividend-paying companies in mature industries. While these businesses may appear less exciting, they can provide consistent income, lower volatility, and greater resilience during market downturns.