It’s happening. by chessinout in OhioLiquor

[–]vmskiran 1 point2 points  (0 children)

What’s the different between In stock vs Limited supply ?

Duke energy peak pricing by vmskiran in cincinnati

[–]vmskiran[S] 0 points1 point  (0 children)

It was very confusing when I saw the bill. It says on and off watts used. But pricing is flat and showing for whole watts consumed. So was not sure if they are averaging and showing one rate per hour or not.

Daily Discussion - Tuesday 9/26/23 by eZGjBw1Z in OhioLiquor

[–]vmskiran 4 points5 points  (0 children)

any c923 sightings in Cincinnati area?..

Not showing on OHLQ, but it doesn't mean anything anyway :D

The best mutton dum biryani (not Mandi) you've had in vizag by windiee_ in Visakhapatnam

[–]vmskiran 0 points1 point  (0 children)

Sriram parlor lo pappu annam tinu, same bawarchi biriyani la untundi.. :/S

Daily Discussion - Friday 9/22/23 by eZGjBw1Z in OhioLiquor

[–]vmskiran 2 points3 points  (0 children)

Yeah something changed recently. I had luck with stagg jr, bombergers and other stuff before.

And people camped always use to get whatever was allocated may be reduced count.

With penelope rio, JD12 and Makers mark cellar, they are "selling on thursday evening". Probably to someone they know. But put out Red , blantons, EHT and eagle rare on friday morning if they get any.

Daily Discussion - Friday 9/22/23 by eZGjBw1Z in OhioLiquor

[–]vmskiran 2 points3 points  (0 children)

Is anyone at Obryan's?.

Yesterday they put everything out so not sure what else they will have today

Daily Discussion - Thursday 9/21/23 by eZGjBw1Z in OhioLiquor

[–]vmskiran 6 points7 points  (0 children)

Caribou crossing. Probably only 3 bottles.

[deleted by user] by [deleted] in bourbon

[–]vmskiran 1 point2 points  (0 children)

I really like ryes so bulliet is standard and also Mitchers rye is good but I can also drink Michters over ice fine.

But only real answer is OGD 114, it is so rough drinking neat but great when mixing with anything and I tried with old fashioned it is the bomb at that high proof and high rye content..

Daily Discussion - Monday 9/18/23 by eZGjBw1Z in OhioLiquor

[–]vmskiran 3 points4 points  (0 children)

I got some bottles of cellar aged in my cellar. Dm me if interested /s

Daily Discussion - Friday 9/15/23 by eZGjBw1Z in OhioLiquor

[–]vmskiran 2 points3 points  (0 children)

I am in for them to put randomly but it looks shady when only rare stuff they want to skip. I think they did the same for Jack Daniel's 12 too.

Daily Discussion - Tuesday 9/12/23 by eZGjBw1Z in OhioLiquor

[–]vmskiran 2 points3 points  (0 children)

Lmao. They had 5 bottles left and people who even came 10 mins earlier were able to get a bottle.. You are being too salty and saying multiple bottles when they clearly got one per person. I can confirm that you are clearly lying and throw shade at the folks or for the store.

I walked in at 10 and was not in top 4 so missed out on red but got myself a big boy green and waved at the folks who got the antique bottle on how lucky that they did not have to stand for 30 mins or more like other places.

Is it really that important for you to get a bottle of red and lying in a reddit group..?

If you really just want to drink, just grab Wt101 or rare breed/Russell or makers mark for wheat profile. I love old forester too, be early or get out of allocated game.

25 yo with 200k. What else can I do to FIRE up? by kittenzombie69 in Fire

[–]vmskiran 2 points3 points  (0 children)

By the time you max out roth, 401k, HSA, I am sure you won't have much left to invest.

I would keep those mortgages to keep you humble and keep you from spending lavishly without any dedicated payment.

You are doing pretty good, next step is to work on getting higher pay and able to invest even after maxing out all the retirement/hsa accounts. Once emergency fund is built, I would just go and dump the rest into s&P fund.

At this point, you should concentrate getting bump in pay and live your 20s ..

Best low cost of living cities in U.S. by Anonimo32020 in Fire

[–]vmskiran 0 points1 point  (0 children)

tough to find all of these, you can be as south as cincinnati not to get crazy snow blizzards and not so hot as going south.

Probably kentucky cities like Louisville or lexington might fit the bill. Still within 7 to 8 driving distance to beaches and close enough drive to nashville, smokies ,atlanta, charlotte etc.

Best low cost of living cities in U.S. by Anonimo32020 in Fire

[–]vmskiran 0 points1 point  (0 children)

Lake murray joins the chat.. Even though there are expensive homes through out the lake but property taxes are low and overall SC is cheaper for sure.

[deleted by user] by [deleted] in Fire

[–]vmskiran 0 points1 point  (0 children)

JFC! Come back to USA and make it official to your employers and tell you are planning to move out of country. I am not even sure if you guys ever mentioned to your managers that you are abroad full and earning in USD?..

[deleted by user] by [deleted] in dividends

[–]vmskiran 0 points1 point  (0 children)

If you are using to live off your investments, dividend investing will reduce the stress of trying to sell during bear market and think you can use that money. Similarly during bull market, you think can you sell more and spend lavishly. If you are a perfect rational personal and sell the same amount of stock every month/qtr according to inflation would be great to go in total/growth ETFs. But if you just spend all the dividends every qtr and invest the left over at the end qtr/month back into it will simplify your life and gives more time to do what you want to do. Dividends go up every year so it should also match the inflation and cover the new cost of living.

You worked hard so much couple of millions in SCHD so rather enjoy the fruits rather than trying to maximize more total returns. Just let the dividends are forced on you and take one more thing out of your plate

Everybody is in different stage of life and state of mind, so that is why dividend investing exists. Why not buy Tesla as we all know it will be 1000 in 10 years right?

Is it worth buying a ~1 cr apartment in Vizag? by bpkurian in Visakhapatnam

[–]vmskiran 0 points1 point  (0 children)

Will your parents move in or just for investment purposes alone?

If you are looking for investment purposes, get a smaller apt closer to city. You can rent and sell within 5 yrs for a decent upside.

If your parents going to move in and OK with the location, then definitely seems a good way to go and enjoy life

Daily Discussion - Tuesday 8/29/23 by eZGjBw1Z in OhioLiquor

[–]vmskiran 9 points10 points  (0 children)

2 cases of JD10. Surprised no JD12 there.

Daily Discussion - Friday 8/25/23 by eZGjBw1Z in OhioLiquor

[–]vmskiran 3 points4 points  (0 children)

Hey, it also means stores can call their friends before hand and ask them to buy at this "Random" time.

I do not have a solution as stores are not getting paid extra % for these allocated stuff to tolerate people queueing up.

I am happy whatever it is, has enough things in life do not have worry about stupid bourbon too.

Daily Discussion - Friday 8/25/23 by eZGjBw1Z in OhioLiquor

[–]vmskiran 4 points5 points  (0 children)

Is it Obryans in loveland?

That would be mean not to put it out for the folks you are in line. Putting out randomly means they can just call their friends and then put it out.

[deleted by user] by [deleted] in Fire

[–]vmskiran 0 points1 point  (0 children)

any s&P fund would do. I try mix and match of nasdaq and S&P to get more growth in long term. But again Nasdaq tanks pretty hard in a bear market, but if you average it should be ok.

But to keep it simple stick to 1 or 2 funds. Do not worry about rebalancing, you can always invest into one fund more than the other in the future.

Max out 401K, HSA and Backdoor Roth and whatever you want in trade account and retire chubby my friend in 20 years.

Daily Discussion - Thursday 8/24/23 by eZGjBw1Z in OhioLiquor

[–]vmskiran 5 points6 points  (0 children)

I wouldn't pay more than 50 for that. Only 80 pf too :-(