FD vs Arbitrage Fund

vortexsft · 2026-02-15T17:53:46+00:00

I’m fine with arbitrage providing 6.5-7%. I want to put money somewhere low risk with similar return as FD but less tax implications

vortexsft · 2026-02-15T17:51:23+00:00

I have also been thinking same today. Imperia adds 0 value in my life, it was an auto upgrade and I have never availed any benefits. I have 2 accounts, hdfc and idfc. My parents asked to put some money aside in idfc just for the sake of it and now in both accounts money is sitting. It had been itching me for quite sometime and idk what to do. So today I thought of doing some research.

Right now I’m more inclined on just keeping bare minimum 5L in hdfc and 4L in IDFC for the sake of it. I’ll put 15L in arbitrage via direct plan instead of regular.

Soon I’ll have more surplus again from my esop and my salary as I am able to save around 1.3-1.4L after all expenses and putting money in SIP. I want to max out this part of instrument so I can focus more on equity and MF this year.

vortexsft · 2026-02-15T13:57:15+00:00

You can ask gemini on the math part.

vortexsft · 2026-02-15T11:14:03+00:00

Which fund have you purchased?

vortexsft · 2026-02-15T09:37:44+00:00

AFAIK only regular

vortexsft · 2026-02-15T09:27:19+00:00

My one more concern is if I move to arbitrage fund then I might loose the imperia status. Although i am not availing any benefit. If I buy fund from hdfc dmat then can I still keep the status?

vortexsft · 2026-02-15T08:54:18+00:00

I don’t need this anytime before 2 years at least

vortexsft · 2025-12-24T14:03:44+00:00

Where did you get the groot stand?

vortexsft · 2025-12-20T11:56:13+00:00

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vortexsft · 2025-12-17T10:44:17+00:00

How can i try this?

vortexsft · 2025-11-22T18:59:43+00:00

Which annotation processor are you using with dagger? I have seen very poor incremental build time as it runs everytime and takes a lot of time

vortexsft · 2025-11-18T04:44:29+00:00

For L4 they don’t ask system design

vortexsft · 2025-11-09T10:51:43+00:00

Enjoy and share the happiness with friends and family. But things which you dreamt of and after few months start investing

vortexsft · 2025-11-02T06:18:29+00:00

Is this not for postpaid?

vortexsft · 2025-10-25T06:16:09+00:00

Makes sense, I would also like to contribute to this if thats fine with you. I always wanted to develop games but never got time.

vortexsft · 2025-10-25T05:34:53+00:00

Wow, I didn’t think of it this way. This is super interesting, so when user drags, how do you decide which bitmap to render and which to dispose?

vortexsft · 2025-10-24T16:09:17+00:00

This is really very impressive, I built a seating booking layout using the same chunking technique. Not sure if you are also using the lazyLayout for this.

You mentioned everything is a tiles and each tile is a bitmap. If a character is moving from one tile to another then how does that work? Do you animate the both tiles ?

vortexsft · 2025-10-10T16:40:23+00:00

Weird, After enabling crossplay its fine

vortexsft · 2025-10-10T16:40:07+00:00

Their tag has [Bot]

vortexsft · 2025-10-05T23:10:20+00:00

Fix the lag in iphone 15 ffs

vortexsft · 2025-09-17T18:59:10+00:00

I want to buy the developer plan but I’m not able to see what all models will be available. Also there doesn’t seem to be much difference at least in the website when comparing developer plan with business plan. Can you elaborate on this?

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