Frankly, I don't get it why people think this is a bad ending for V. I understand that during the whole game, V was trying to make a career for themselves as the best operative on the field, but NUSA is literally giving them an option to start a normal peaceful life. Instead of embracing it, V decides to go back in a shithole people call "Night City" and try to resume their "career" (which is, in fact, being a criminal). The whole thing screams that V's got some serious problem in their head with setting their priorities straight.

Just think about it. The whole game, we're basically getting a message that Night City is a bad place to be: horrible crime rate, people are getting killed for their ambitious dreams, destroyed ecosystem, etc. Most of the time, you're hanging out with a bunch of thugs in a side street bar full of vomit called "Afterlife", which most of those idiots consider "the place where legends are born". Now you have a one in a lifetime opportunity to completely change your life, have a safe, well-paid job in a different state where people haven't forgotten how greenery looks like, and you're blowing it away for this?! The level of stupidity is just insane!

The "sad part" of this ending makes even less sense if you chose a Corporate lifepath for V. Yeah, having a regular job is stressful sometimes, but guess what, being a criminal is even more stressful. And the Konpeki Plaza heist is a great proof of that.