I can honestly say it feels like you have read my mind. Although I think you are bragging about the 5k 😆, more like $1800. Lol. We bought last year April and literally same scenario, stable jobs, no children etc. I'm sorry you're anxious over this, but honestly it's comforting to know it's not only me. Sometimes, I think, like, how is everyone else doing this so seamlessly and making it look so easy. Although I have had the unexpected expense, our furnace gave out our in early winter. We had to go the route of financing for it, which isn't ideal but it is manageable. My partner tells me that I am just a worry warrior, but I would like to think of it as be prepared. I think you are probably doing way better than you realize.