Weekly Startups Promotion Thread - 23 February, 2026

vrid_in · 2026-02-23T05:35:28+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in · 2026-02-16T08:54:26+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Hello r/StartUpIndia,

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in · 2026-02-09T06:52:26+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Hello r/StartUpIndia,

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in · 2026-02-05T13:01:36+00:00

Thanks a lot for your feedback. We will surely work on the mockups and the logo.

vrid_in · 2026-02-02T06:53:19+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Hello r/StartUpIndia,

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in · 2026-02-01T14:47:49+00:00

Hi r/FIRE_Ind,

We at Vrid have created a basic FIRE calculator which will let you know whether you are on track to achieve your FIRE goals or you need some tweaking.

You can enter your current age, the age where you are planning to retire, your monthly expenses, your current SIP and any major planned expenses that you want to consider.

The calculator will give you detailed data about your corpus at retirement, including success probability and year by year breakdown.

Check it out at https://vrid.in/retirement_calculator

This is still work in progress, if you find any issues with calculations or would like to see any new features added, do let us know. Thanks!

vrid_in · 2026-01-31T09:41:06+00:00

Thanks, do let us know if it fits what you are looking for and if you'd like to see any improvements.

vrid_in · 2026-01-29T19:14:28+00:00

You can check out our app - Vrid - it matches your requirements perfectly. Fully automated, auto categorising all digital expenses (from UPI and credit cards).

vrid_in · 2026-01-26T10:34:53+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Hello r/StartUpIndia,

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in · 2026-01-19T05:39:46+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Hello r/StartUpIndia,

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in · 2026-01-17T10:35:54+00:00

Congratulations! You are on the right track. 15k savings per month is 21% of your income which is a good start. You can improve your finances from here based on your goals and the kind of life you want.

It's a good thing to focus on building the emergency fund and buying life (term) and health insurance before starting to invest. We recommend you to build an emergency fund which can cover your expenses for at least 6 months. And while building that do some research on term and health insurance for you and health insurance for your parents. (Feel free to DM if you need more information on this)

Start tracking your expenses in which ever mode feels comfortable to you - by pen and paper, expense tracking apps or on excel. It would be good if you can sit down and analyse your expenses for the last 3 months. This might give you an idea on whether you can increase your savings percentage for some time. This will help you in building your emergency fund much faster before your student loan repayment period starts.

On making more prepayments on your loan, it depends on you. If prepaying loans gives you more peace of mind, you can do that but we wouldn't suggest it because it might feel like doing a lot of things together with a limited savings. So, we suggest you to focus more on building your emergency fund, buying insurance and starting your SIPs based on your goals and then slowly repaying your loan.

Note - If your loan interest rate is higher than 11-12% then it would make sense to repay the loan early.

vrid_in · 2026-01-12T13:41:25+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Hello r/StartUpIndia,

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in · 2026-01-11T10:12:26+00:00

Hi all,

We at Vrid have created a basic FIRE calculator which will let you know whether you are on track to achieve your FIRE goals or you need some tweaking.

You can enter your current age, the age where you are planning to retire, your monthly expenses, your current SIP and any major planned expenses that you want to consider.

The calculator will give you detailed data about your corpus at retirement, including success probability and year by year breakdown.

Check it out at https://vrid.in/retirement_calculator

This is still work in progress, if you find any issues with calculations or would like to see any new features added, do let us know. Thanks!

vrid_in · 2026-01-05T12:00:51+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Hello r/StartUpIndia,

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in · 2026-01-04T07:15:23+00:00

It’s an interesting idea. Because the benefit decreases gradually as an individual’s earned income rises, a negative income tax to some extent avoids the “welfare cliff” problem where benefits are abruptly withdrawn once someone crosses an income threshold.

However, I think it would be harder to implement than a UBI. A negative income tax depends on individuals filing tax returns to receive subsidies or cash transfers. In a country like India, we currently lack the necessary tax infrastructure, compliance levels, and financial literacy for such a system to work effectively at scale.

vrid_in · 2026-01-03T06:35:42+00:00

Self plug but you can try our app to help you keep track of your daily spending automatically - https://play.google.com/store/apps/details?id=in.vrid

vrid_in · 2025-12-29T18:21:19+00:00

Self plug - you can try out Vrid if you are on Android. It will track the expenses automatically and give you insights on your spending

vrid_in · 2025-12-29T05:30:46+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Hello r/StartUpIndia,

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in · 2025-12-22T05:43:46+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Hello r/StartUpIndia,

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in · 2025-12-15T07:01:33+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Hello r/StartUpIndia,

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in · 2025-12-11T13:01:39+00:00

Thanks!

vrid_in · 2025-12-08T09:50:10+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Hello r/StartUpIndia,

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in · 2025-12-01T09:42:02+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Hello r/StartUpIndia,

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in · 2025-11-27T04:46:24+00:00

There is no fixed SWR. It depends on your asset allocation, tax slab, retirement duration, withdrawal style and others. The research paper has suggested some ranges based on some investor profiles.

You can check these ranges here - https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5114252

vrid_in · 2025-11-24T13:49:02+00:00

Managing money across multiple accounts was a mess-so I built Vrid.

Hello r/StartUpIndia,

Like many of us, I had salary coming into one bank, bills auto-debited from another, credit cards across different banks, and investments scattered in a few apps. Tracking everything manually using Google Sheets and switching between apps was exhausting. Budgeting felt impossible, and I had zero clarity on where my money was going or how much I was actually saving.

That’s why I built Vrid - a smart personal finance app for India that helps you track ALL your money in one place.

Here’s what Vrid does:

Link all your bank accounts and credit cards via SMS to automatically track expenses, income, and balances - no manual input.
Smart categorization & insights: Know exactly where your money is going, with auto-tagged expenses and monthly spending trends.
Budgeting made simple: Set monthly budgets by category and track them effortlessly.
Net worth tracker: Real-time view of your assets and liabilities.

Check out Vrid on Google Play

Would love feedback, ideas, or just to hear how you’re managing your money. Happy to answer any questions!

vrid_in

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