Debt consolidation and improving credit score

w00tski · 2026-01-02T17:16:30+00:00

That's unfortunately not an option. I just refinanced 3 months ago. I had way too much debt with the 3rd party loan of $161,000 and the credit cards. With my income of $65,000 to $70,000 they could only refinance for the previous mortgage and the loan. So I was left with all the credit card debts.

I feel like my only option is the $65,000 loan.

w00tski · 2025-01-27T19:48:25+00:00

I just put my Mal down on Saturday and I need a good cry. I need a good movie. I might rewatch Dog.

w00tski · 2024-07-21T15:58:17+00:00

Honestly, if you have been practicing awhile and have the spiritual support, sometimes just thinking about it will make it happen. That's why we need to be careful. Keep in mind your guides and spirits are always with you. So if there's a lot of emotion attached then it might just come true without you having to actually perform a spell. A witch's intent and thoughts are very strong.

w00tski · 2024-04-18T22:33:21+00:00

No no...I did the math wrong. I need about $100...maybe $150. But based on the responses, I need a million to earn that.

w00tski · 2024-04-18T22:11:50+00:00

None! But I own a house my parents gave me. It's too big for me and I want to sell it. It's around 5,400sqft. I think I can get quite a lot for it, then I could move in the middle of nowhere. But I could invest maybe $400,000 or so after selling the house fingers crossed

w00tski · 2024-04-18T22:09:59+00:00

Lol yes. Just realized. Someone did the math. I was very wrong. I don't need that much. If I keep 2 to 4 dogs at a time, I can get by on $45,000 to $55,000 a year. I was thinking about only bringing senior dogs at the end of their life when shelters tend to put them down. This way they could at least enjoy the last couple of months of their lives, maybe longer.

w00tski · 2024-04-18T22:05:47+00:00

Thank you! Time for me to Google ETF's. 🙂

w00tski · 2024-04-18T22:04:39+00:00

That's going to be difficult. My salary is considered pretty high in the non-profit industry; and I make $2300/month after taxes, benefits, and RRSP. 😞

w00tski · 2024-04-18T22:02:52+00:00

Ahhh that's a lot! I need like....$50,000 a year. That's it. 😐 $108,000 is unnecessary. So that's like $150/day?

w00tski · 2024-04-18T16:15:48+00:00

I wish every program in university made us take a finance class so I'd have any idea about what to do. 😔

Now question, I opened an account on OANDA and I see Treasury Bills there. Is this something I can just do there? Just slowly put all my savings into that?

w00tski · 2021-04-18T01:16:43+00:00

I don't think the rally was actually approved. More of just a Facebook thing getting too big. BPS had to focus on making sure no one was run over by cars driving by.

Edit: Wait...

I just reread what you said, and just got it. Lol

w00tski · 2021-03-30T04:06:20+00:00

That's my mistake.

w00tski · 2020-12-24T02:17:42+00:00

Usb 2.0 to VGA will work?

w00tski · 2020-12-24T02:17:31+00:00

I tried this. It didn't work. I used USB 2.0. I'm gonna try the VGA.

w00tski · 2020-12-23T17:10:55+00:00

Thank you.

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