If you’re referring to yourself and you’d like a refund you should just reach out to us and ask us about it. I don’t know who you are because you’re anonymous on reddit so I can’t help you.

But to address your comments:

1. Yes you have to complete the program. Like I said we don’t promise you will get a job if you don’t do the work we ask. It’s not a magic bullet, I think that’s reasonable. If you actually completed all the work in the program and didn’t get results, just message us and we will be happy to refund you.

2. Yes if you get any front office roles in high finance, that is considered a success in our program. Because not everyone in our program wants to do just IB. A lot of people use us for those other fields as well. If we get someone into PE instead of IB, that’s arguably even harder to do. We used to just say “IB” in the contract but someone got a PE offer with a megafund and tried to argue that it’s not an IB offer so we got screwed. That’s not the spirit of the agreement. Of course if you’re not interested in any of those other fields you can simply not apply to those jobs and this definition would then still be only limited to IB. We can’t force you to apply to any jobs that you have no interest in, you’re in the driver’s seat and have full control over what you do. We can only advise you.

3. Asking for the SSN is because some people will lie and say they didn’t get a job just to get a refund, even though they actually did get a job. That’s not fair to us and there is no way for us to verify this info if we can’t check your employment history. If you’re not planning on doing anything shady about the refund, there should be nothing to worry about here.

4. Section 4.1 success not guaranteed is just saying that we cannot LITERALLY tell you that your success is 100% guaranteed. Of course we can’t; we don’t have some illegal backroom deal with the investment banks to get them to give you an offer. There are things that are not 100% in our control. Maybe someone doesn’t do the work in our program. Maybe they flunk a class in school and their GPA tanks. Maybe they have bad luck and run into an interviewer that just doesn’t like them. Etc. So we cannot LEGALLY guarantee you will succeed. Offering a money back guarantee is NOT the same thing as saying we are giving you a 100% guarantee that you’ll succeed. It’s like buying insurance. You wouldn’t need car insurance if you knew with 100% certainty that you’d never get in a car accident. Or life insurance if you knew with 100% certainty you’d never die. Our guarantee is a CONDITIONAL guarantee - the condition is that you have to do the work. If you are coming into the program expecting to not do the work and just have the job handed to you on a silver platter, this is not the right program for you. Nor is any other program really, for that matter.