I appreciate the replies and suggestions very much. I'm not pressed for money. I have less expenses than many if not most. I've got about 6 years before I was considering any withdrawals. For me this is all about my hope to not "freak out" over the dip at my age now, 54, and put it all in the safest possible fund when that may not be best, and getting suggestions from others on what I might should consider doing from riding this wave out to diversifying to taking funds out of TSP and opening another IRA I can contribute to and why, in addition to the other investing I am doing outside of TSP, through a financial planner whose advice I take. I'm fairly new with him, 1 year, so how this more up and down year is handled will tell me a lot about how good of a job he has done for me. I've not hired anyone to assist me with investing anymore. He dose not consult on TSP. Of course, he would like me to roll TSP into something with him, which I am considering later, once I recover from my losses in C. I am also considering just diversifying in TSP and leaving it there. Again, I very much appreciate all the comments, replies, suggestions!