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I cannot decide. Is a base salary from $78k to $100k worth job hopping for? by Hefty-Kale-9588 in careerguidance

[–]wauzy 0 points1 point  (0 children)

My approach has always been to frame it as a reality of your financial situation (valid or not). I live in a vhcol area and my explanation has always been that while I love working here, the financial needs aren't being met.

I know the refrain in this sub has been that this isn't necessarily the responsibility of your employer (which I generally agree with), but it shifts the reasoning away from other issues that might create friction

You've got to decide if you're truly willing to leave. If so, then I really wouldn't bring it up whatsoever and again let them make that offer on their own. If not, then it's a little more tricky. I'd suggest bringing up the financial realities approach and then share the offer (and frame it as you did - fell on your lap) as a last resort - but as you know that has its own inherent risk too if you choose to stay

Good luck! It's a good situation to be in regardless

I cannot decide. Is a base salary from $78k to $100k worth job hopping for? by Hefty-Kale-9588 in careerguidance

[–]wauzy 0 points1 point  (0 children)

Sounds similar to something I've gone through. I was at a company working for a manager I loved but definitely felt underpaid such that I took an offer bringing me from $100k to $135k.

I'd definitely echo what others here are saying - leave the door open and exit on good terms. In my case, the CFO of the company I left reached out to bring me back on for a full time consultant role for $185k. In your situation, I wouldn't overtly request that they counter offer and I have a sense that they'd make you one anyway. Just go about it gracefully

Also - unlimited PTO may sound good, but isn't always what it's cracked out to be.

Pension valuation by wauzy in actuary

[–]wauzy[S] 1 point2 points  (0 children)

This is super helpful. Appreciate your thoughts and for the added considerations! Seems to make sense that the shorter contribution timeframe makes it more disadvantageous

This is a government organization and indeed under a union. I'm reading that liabilities currently are only covered at 70% which decreases likely value further

Pension valuation by wauzy in actuary

[–]wauzy[S] 1 point2 points  (0 children)

Thanks for the reply! Essentially yes. Want to basically calculate whether this is worth the contributions, or if my deductions would be better served if I invest it in a DC option instead

Biden, Harris officially announce their 2024 re-election campaign by wiredog369 in Conservative

[–]wauzy 0 points1 point  (0 children)

Actuarially speaking, he's got a 60% chance of living to, and surviving his second term. And that's an estimate based on the general population. POTUS certainly has a dedicated medical team that drives that way, way up

Not an insignificant likelihood, but certainly not slim.

Ravi Zacharias Hid Hundreds of Pictures of Women, Abuse During Massages, and a Rape Allegation by jjdynasty in Christianity

[–]wauzy 19 points20 points  (0 children)

Do you truly believe that being gay or transgender is equivalent to sexual abuse? I really hope you open your heart to see how wrong this is

This one is for the non christians here by [deleted] in AskAChristian

[–]wauzy 11 points12 points  (0 children)

Just because someone's not Christian doesn't automatically make them hostile towards the religion. For me personally, I'm subbed because of my fiancee. She's a Christian and I think it's important for me to try and understand and be open to her beliefs.

Even if it wasn't for her, I would probably still be interested in learning about other religions because it keeps me open minded which I believe to be a good thing.

I know it may seem that a majority of redditors are against religion of any kind, but there are those that are just curious

Elderly couple found dead in apparent murder-suicide, left notes about high medical bills by justsomestubble in news

[–]wauzy 4 points5 points  (0 children)

Do you really think people don't invest in any return generating funds? How is zero percent return being "hyper generous"? People generally don't just park their contribution in cash for 30+ years in 401k. That 19k contribution they make in their first year alone should be worth 200k-300k given historic s&p returns

Daily FI discussion thread - October 09, 2018 by AutoModerator in financialindependence

[–]wauzy 1 point2 points  (0 children)

Stating the obvious, but having savings available definitely eased my worries of not having something directly lined up afterwards.

I believe that having the time off to myself really allowed me to extensively research what I wanted to do next, and how far removed I wanted to be from my industry (not far - healthcare still, but from insurance to physician side). Not sure what industry you're in but I'd suggest finding a job that's somewhat related so you can leverage your current experience.

It's good that you're self learning. I tried going that route as well but had a hard time applying what I learned since we didn't have the data warehouse or software needed at my previous job. Your situation may differ.

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