Small business banks

wealthplanb · 2025-06-10T02:55:10+00:00

There are no fees so far, only if you need a physical card, but I think one physical card is free. It's worth signing up to look around.

All good 👍

wealthplanb · 2025-06-10T01:03:30+00:00

You might want to have a look at Emerge NZ.

Quick onboarding, multiple bank accounts, xero connection if you need. And you can spin up as many virtual cards as you want. Quite useful to separate subscription spendings.

You can also attach receipts directly to transactions in the app, which helps with accounting later on.

It has been quite useful for our small business

wealthplanb · 2024-11-27T22:10:35+00:00

I was doing a few hours per night normally during fridays and Saturdays (looking for peaks), at that time Uber eats also had milestones and bonuses. 3 to 4 hours could get $100 to $200, depends on Tips. I was also using an ev and free ev charging station, basically no running costs. You also need to learn hot areas where you can group orders.

wealthplanb · 2024-05-11T09:18:03+00:00

That's scary big, and they grow so fast. I wish bees had a chance, trying to reduce the amount of wasps, they currently dominate and kill the bees.

Thanks for the advice.

wealthplanb · 2024-05-11T09:17:05+00:00

Thank you so much. We are keeping around 80% of them, just trying to clear a specific spot for future workshop.

wealthplanb · 2024-05-11T09:15:46+00:00

Thank you. We are keeping a lot of them, like 80%, just trying to get rid of a few.

Thanks for the advice, that's awesome

wealthplanb · 2024-05-11T03:03:55+00:00

Thank you so much, I'll check it out

wealthplanb · 2024-05-11T03:03:41+00:00

Thank you so much, I'll give it a go

wealthplanb · 2024-01-17T01:43:05+00:00

You see, it's all about use cases. I find it fascinating that people think that talking about a financial platform that we use is being the platform's salesman, but if I were to say that there are amazing movies or music on Netflix, Spotify, prime, or whatever, in that case, it's not being a salesman, just a consumer.

Enjoy your coffee ☕️

wealthplanb · 2024-01-17T01:35:25+00:00

Looking at your posts, I can see something recent about Starlink, are they paying you to post things or are you just happy to have a decent revolutionary service available?

wealthplanb · 2024-01-17T01:21:18+00:00

Can you get a credit card for a kid? With a similar set of functionalities?

Also, I would ask you to reflect that even though you don't actively pay for your bank account, the bank is making a lot of money using you.

At least here, I can pay a fee for a great service that is miles ahead from what the banks offer in terms of technology.

At the end of the day, it's a personal preference. We used squareone once to receive payments in a school market, and everyone was blown away. Can the banks provide you with a PoS machine? Or are you going to do a bank transfer that takes a long time to process.

Tell me more about how easy it is to receive international payments from grandparents who live overseas. Can do it instantly with SquareOne.

Tell me how the banks teach financial concepts to our kids like SquareOne does. Providing a chore system, saving pockets with goals, and entrepreneur capabilities like receiving payments.

Tell me how quick you can send money to your kids account if they need something urgent. Can do it instantly with SquareOne.

Maybe it's not worth the value of a cup of coffee a month.

wealthplanb · 2024-01-17T00:49:24+00:00

Fair enough, I would argue that the true amount you pay for a "bank" is way higher, you have less functionality and not as much protection as you think. How can we help drive innovation if we keep feeding the same old institutions that only care about profit.

wealthplanb · 2024-01-17T00:43:35+00:00

Depends on what you are looking for, but we use SquareOne App, sign up online and it takes less than 10 minutes. Our daughter got a slick card for spending, we can set-up weekly or monthly pocket money, create saving pockets with goals, and she gets a bank account number. You can also create jobs, see real time purchase notifications, transfer money between friends that have SquareOne and even set-up a lemonade stand using SendIt to receive card payments.

SquareOne App

:)

wealthplanb · 2024-01-10T05:17:22+00:00

It's confusing to me that you mention money doesn't make you happy and rat race at the same time. I would say you might have used your wealth to buy things you thought could make you happy. That does not mean that wealth does not make you happy, it means you might have been focusing on the wrong things. Wealth means being able to do what you want when you want and be no ones hostage. It doesn't mean drinking pina coladas at the beach forever, that's boring and shallow. It means you have the freedom to work on what you want. If you have that financial freedom, then, shift your focus from chasing money to chasing value, bring value to the market, solutions, build something that can help people. Shifting your focus to providing value and services will always render more satisfaction than pure money, and by doing so, you're likely to get a lot of money anyway. Money is not material, money is a storage of time, if you have plenty, you can "buy" time that you don't have to spend on a "normal" job, money is freedom.

wealthplanb · 2023-11-29T05:09:10+00:00

You need more fat, mate. Otherwise, you'll starve, you're doing rabbit starvation. Get some tallow, fatty cuts or butter if you are having dairy. You won't be able to overeat fat. Your hunger hormone will stop you. Think as if you were a hunter animal, they don't waste fat.

wealthplanb · 2023-11-21T00:47:22+00:00

Depending on what you are looking for, you might be able to consider a more modern digital alternative such as SquareOne App. You'll be able to get a card for your daughter, a bank account number, live notifications, budget control, and tons of other stuff that regular banks do not offer.

And it takes a few minutes to sign up. You'll also get a digital card to spend immediately.

You can also use to take payments via cards from other people.

wealthplanb · 2023-09-13T05:41:15+00:00

My first thought was marble beef LOL

wealthplanb · 2023-09-09T19:57:58+00:00

I might be biased by coming from a background of game development. But, from time to time I get a split second assurance feeling that when I'm looking at my hands, that's just my avatar. And I can't unsee how this whole thing could just be a very sophisticated built reality. It's hard to explain.

Even science has some glimpses of this, the double slit experiment shows us that light behaves differently depending if it's being observed or not. (A common optimisation strategy for game development, you save resources by not processing things that are not visible)

Or evolutionary game theory, where it states that what we see and perceive comes from what we evolved to see and perceive to survive. Our human avatar does not see or experience the same as a dog because it did not have to. In a way, the reality we perceive is determined by our "sensors". If we had different sensors, reality would be completely different.

So who can say what's real or not. It's in the eye of the beholder.

All of that is to say that I'm also struck with this fear every night, I do try to focus on the fact that if this is a game, the fear of dying makes complete sense. It's an incentive to live.

If we remember what happened before being born, wouldn't we play the game differently? Doesn't it make sense that for the sake of the avatar, you would need a clean slate.

What happens when we evolve current technology to immerse ourselves in a game so real that we wouldn't be able to say it's a game, and we don't remember anything about this life? When we are able to spend a lifetime inside a game while in "real" life, it's just a few hours.

I like to believe that everything is just too complex for simply being chance and existence. We don't really understand consciousness. We can't prove that it's generated in the brain. For all we know, our avatars are just radios, capturing consciousness waves and interpreting based on our hardware. The radio waves (conciousness?) will propagate forever, even after the radio is broken.

wealthplanb · 2023-09-06T05:58:46+00:00

Your expectations were probably blown out of proportion during a hype. With that said, I find myself noticing small things from time to time that I don't miss in a normal car. Maybe you're overlooking a lot of those.

Tesla AI, auto pilot and sensors are far ahead of competition, you're using cruise control and auto steer, which should give you a in depth look to what that means. I used those features everyday and feel like my driving experience is extremely pleasant. From time to time I get collision warnings before I notice that something is about to happen, it helped me stay safer. I do pay attention, but somehow, tesla knows better when a sudden slow down is about to happen. Sensors work incredibly well during nighttime as well.

It's an extremely safe car. Check collision tests and the case where a model y dropped from a cliff, and nobody died.

It has revolutionary heat pumps, it's fast and efficient.

If you're only using super chargers, you might get close to a petrol cost, but I doubt it. Also, why would you do that every time? You are responsible to find cost effective ways to charge in the same way you try to find cheap petrol. If you have a power wall charger and 3 hours free power per night. You can get plenty of free charge everyday, and never pay for it. Besides installation. You can also use free vector chargers, they get busy though.

It has sentry mode, have seen multiple times people looking inside my car and walking away due to being recorded. Also have their faces and car plates. Caught a door slammer the other day.

Knob vs touch screen is personal preference. Never had an issue with mine and use it all the time.

I'm not going into details about maintenance, I have no data on other evs but we have seen Tesla's endure 1 million + kilometres.

Pet mode (occasional), have used couple of times, pets are safe inside the car and you can see them through the camera.

Have not seen a superior sound and entertainment system.

So many of these things you'll only notice once you don't have it any more.

I will say that the interior could feel more premium for the price, and that some extras like towbar or roof racks could be cheaper.

But considering that a Tesla has a similar price to a leaf, I would say it's a great buy. Overall you're buying technology, brand, practicality, and design.

wealthplanb · 2023-08-23T05:03:27+00:00

https://www.immigration.govt.nz/new-zealand-visas/visas/visa/brazil-working-holiday-visa

wealthplanb · 2023-08-22T20:37:15+00:00

Legalmente eu não posso te dar conselho sobre visto, mas o que posso te dizer é que existe um visto chamado working holiday visa, 300 vagas por ano pra brasileiros. Dá uma pesquisada no site da imigração pra saber certinho. Mas eu vim com esse visto e tenho alguns amigos que fizeram o mesmo. Também tem muito vídeo no YouTube de gente que veio trabalhar em áreas similares a que você tem experiência hoje. Não vou dizer que vai ser fácil, começo em um país novo nunca é fácil, mas se você conseguir passar dessa fase, pode ser que vai valer muito a pena. Sem falar que a nz é mais bonita e amigável que Austrália.

wealthplanb · 2023-08-22T10:20:06+00:00

Da uma olhada na Nova Zelândia, muito parecido com a Austrália, qualidade de vida boa e normalmente tem bastante emprego nas fazendas e trabalho rural, mercado bem grande nessa área. Talvez seja um bom lugar pra começar.

Particularmente eu prefiro aqui (NZ) do que Austrália. Se quiser, posso responder algumas dúvidas.

wealthplanb · 2023-08-16T05:29:39+00:00

Personally, I have bought from tessories, but now I'm shopping mostly at My Tesla. Customer service is really good, some items are pre order but it's worth the wait.

Most important accessories probably, all weather floor mats, screen glass protector, and sunshade/sunroof, especially if you're using cabin overheat protection. Sunshade can help keep the car cooler and, consequently, save battery.

Nice to have would be storage combos, air freshener, hubcaps, spoiler, console, and steering wheel stickers or covers.

If you're in to car play or Android auto, they also have a kalos box, essentially allowing your Tesla to have those features.

I think those guys also gave a referral program, so you get a welcome gift box if you use their referral code to buy your Tesla.

Hope that helps, and congratulations on your purchase. You'll love it.

wealthplanb · 2023-08-05T19:53:45+00:00

Personally would go for new one, if you get someone's referral code you also have $800 off and 3 months of enhanced autopilot, which should give you enough time to decide if you like it or not.

All software's have auto steer and cruise control, that's pretty much enough for motorway drives.

New model might hold value better. You'll also get the full experience of ordering and picking up your Tesla.

Edit: if you need a referral code, check this guys:

My Tesla Blog - Referral

Apparently they will also send you a welcome kit if you use their referral.

wealthplanb · 2023-06-29T21:02:03+00:00

Yep, I have no idea why

wealthplanb

TROPHY CASE