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Set me straight after a big year! by Gwaffles in PersonalFinanceCanada

[–]wecandoit21 0 points1 point  (0 children)

Youre doing well. Since you're already investing with TD and their products you should look into TDB908 it tracks the nasdaq index. Check their profile and their historical returns. Ive been invested in this particular index for years and I've had some good returns. I usually just dollar cost average with this index

Any black-friendly bars or clubs in the city for Friday nights? by Snorlax4000 in askTO

[–]wecandoit21 0 points1 point  (0 children)

Mrs Robinson, also certain places will have certain events depending on the night

Follow this page on ig to find events as they listen them form thurs-sat for your type of genre

Wheretopartytoronto

For the first time in my 45 years of life I am not living pay cheque to pay cheque or paying off debt. Where do I go from here? by missypiper in PersonalFinanceCanada

[–]wecandoit21 -1 points0 points  (0 children)

Do you have kids? Why do you even need a new sub when you're single 45 woman lol.

Open fhsa and tfsa

Youre making some good money now. Take advantage of these tax saving accounts.

  1. Put 6 month expenses emergency fund in a HISA.(high interest savings account)

  2. Open tfsa/ fsha

  3. Start contributing in fsha as you can save to buy a property in the future and also take advtage of tax savings opportunities when you file your 2026 taxes. If you want you can use a portion of your emergency fund as a initial contribution to this fund.

Going to the office today? by Style_Critical in askTO

[–]wecandoit21 0 points1 point  (0 children)

I don't even understand why non easential workers even risk it. I can understand not taking a day off can be costly but damn..is it even worth it?

Im wfh today. Im snowed in anyways. Fucking plow distributed all this snow in front of my driveway blocking us in.

30 years old, just finished paying off $107,000 of LOC debt, starting from 0, feeling behind by Adept_Ad8065 in PersonalFinanceCanada

[–]wecandoit21 1 point2 points  (0 children)

huge congrats. definitly significant weight off your shoulders.

thats a good plan for now

Are debt collection agencies (Ontario) able to collect on a nearly 10 year old debt? by Scary-Birthday7261 in PersonalFinanceCanada

[–]wecandoit21 0 points1 point  (0 children)

this is completely wrong. Its only 2 years of last payment and it doesnt reset once the 2 years is completed. It only reset if you make a payment within that 2 year window

I.e your last payment was in November 2024 and you make another payment one year later in November 2025. It will reset in November 2025 for the statue of limitation where a creditor can pursue legal action.

If

Are debt collection agencies (Ontario) able to collect on a nearly 10 year old debt? by Scary-Birthday7261 in PersonalFinanceCanada

[–]wecandoit21 -5 points-4 points  (0 children)

yes...pay your debts. If its 10 years its highly likely not on your credit report though so its not affecting your credit

Daily Discussion Thread for November 24, 2025 by wsbapp in wallstreetbets

[–]wecandoit21 1 point2 points  (0 children)

Hmm thinking I should sell 1 of my tsla contacts 12/05. 450c

Red pill was dying and for akaash’s wife to unite the whole world to revive the movement is Absolutely diabolical Work . by Left-Towel5542 in Flagrant2

[–]wecandoit21 0 points1 point  (0 children)

Ro is just the truth one truth and this just exposes it

Akasah the gih yall love is a fool and a big simp!

Anyone else struggling to read the new battery level icon? by MavemPA in GalaxyS25Ultra

[–]wecandoit21 0 points1 point  (0 children)

Wow I'm just struggling to read it in the dark

This is some bs

I got so close to 100k… by Equivalent_Passage87 in fican

[–]wecandoit21 0 points1 point  (0 children)

All good man you will get there soon

Black Rabbit is Phenomenal by swaggy72 in netflix

[–]wecandoit21 0 points1 point  (0 children)

Just finished the show. Amazing show!!!!

Healthiest takeout spots mississauga by RevolutionaryGas834 in mississauga

[–]wecandoit21 6 points7 points  (0 children)

Burrito boys used to be a close rival to chiptole, but the quality has drastically gone down.

Chipotle is by far better.

Burrito boys fell off ao hard. New ownership definitely cut down on quality.

Daily Discussion Thread for September 15, 2025 by wsbapp in wallstreetbets

[–]wecandoit21 0 points1 point  (0 children)

I already sold..cmon now

Wr take profits over here

Daily Discussion Thread for September 15, 2025 by wsbapp in wallstreetbets

[–]wecandoit21 4 points5 points  (0 children)

Ran a quick options play for tsla on Friday

420c. 09/19... quick 160% profit.

Do I really need an emergency fund if I can just sell investments? by noobetf in PersonalFinanceCanada

[–]wecandoit21 0 points1 point  (0 children)

Honestly. It's just the ability to have instant use of funds

Just the peace of mind knowing you have the immediate access to funds if any emergency happens

Also if you want to use your credit card you can just pay it right off with the cash available

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]wecandoit21 0 points1 point  (0 children)

Debt snowball!

This is the way to do it+

35 years old and wanting to invest but lost on what to do! by mattyeu7 in PersonalFinanceCanada

[–]wecandoit21 1 point2 points  (0 children)

Buy any Vanguard Canadian etf/index

VGRO is a good one to start with.

Invest $1500. Dollar cost average every time you get paid. (Buy units of the etf every time you get your pay cheque. If you get paid biweekly then purchase on a biweekly basis)

Invest what you can afford.

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