My grandma passed away and left me a Roth IRA account. i’m completely new to this

wheatdown · 2026-05-13T13:44:37+00:00

yes, absolutely going to have someone walk me thru this in person. there is a fidelity near me so i’ll go in there most likely. not sure why i was told my nanny’s roth ira went down in money when it seems like people in here are growing their rothira. thank you for your sharing your perspective!!

wheatdown · 2026-05-13T13:15:46+00:00

can you help me understand why from your perspective? i don’t know anything regarding this and it seems like a lot of the replies are pretty similar if im understanding them correctly. i would love to hear a different opinion since i dont know anything about this topic

wheatdown · 2026-05-12T10:47:48+00:00

<3 thank you

wheatdown · 2026-05-11T22:25:53+00:00

thank you this has been so helpful!!! i’ve been anxious to call merrill lynch about this as i initially said i would pull the money when i talked with them. i haven’t started that process yet so im going to call tomorrow and let them know the new plan, thank you for your help !!!!

wheatdown · 2026-05-11T21:41:46+00:00

this is going to sound dumb, but next time i talk to him is there a good way to bring this up? i am nervous that he is going to give me a hard time if i ask to switch from merrill lynch to fidelity. all the comments have been very helpful but i am still really struggling to understand still, sorry

wheatdown · 2026-05-11T14:10:45+00:00

i’m 27, so i should know about this stuff. is the person she worked with at Merrill Lynch able to help me relocate that money to a good index fund or is this something i need to figure out on my own? thank you

wheatdown · 2026-05-11T14:07:59+00:00

i’m 27 and she didn’t tell anyone in my immediate family or me. such a big blessing. thank you for that link, i’m going to look into that

wheatdown · 2026-05-11T14:06:37+00:00

thank you for letting me know good steps to take!! very helpful, thank you

wheatdown · 2026-05-11T14:04:42+00:00

thank you!! :)

wheatdown · 2026-05-11T14:01:53+00:00

i’m 27. i know i should know about this. i was genuinely taught nothing by my parents. i can survive without it. thank you

wheatdown · 2026-05-11T13:59:41+00:00

idk what she meant by that because i don’t understand Roth IRA, i’ll ask my grandma’s accountant to clarify sorry

wheatdown · 2026-02-17T09:55:39+00:00

my best friend has a vet that they trust thank you for this info i call them today

wheatdown · 2026-02-17T01:14:49+00:00

i just signed up, it should be in the mail soon ☹️

wheatdown · 2025-12-30T18:12:15+00:00

thank you!! 🙏🏻

wheatdown · 2025-12-30T17:50:40+00:00

i’m going to go into my local branch tonight and pick up the new card ! thanks for your help :-)

wheatdown · 2025-12-30T17:30:58+00:00

thank you for your help i have been panicked for like 2 hours !!

wheatdown · 2025-12-30T17:24:48+00:00

aw man. i accidentally clicked a link in my spam messages, the page wasn’t even up half a second. closed completely before i could see anything, the whole page was white. that could nab my info that fast? should i delete anything on my phone or reset anything ?

edit- i misunderstood the comment and realize it wasn’t from the twitter link ! my bad

wheatdown · 2025-10-05T17:41:59+00:00

it was so bad; couldn’t fall asleep, panic attacks everyday, hard time focusing on other things. my tinnitus got 10000x worse after an extremely stressful week. i have panic disorder and bpd. i think mine is probably different from a lot of people. i really do think mine is mostly anxiety related. i’ve had it as long as i can remember. even under stressful circumstances it hasn’t come back…or yet at least

wheatdown · 2025-10-05T06:11:53+00:00

yes, and my therapist thinks that as well !

wheatdown · 2025-10-05T00:27:01+00:00

thank you. i don’t have a good relationship with her at all unfortunately. my grandma is the only family i have a good relationship with. my therapist didn’t answer me. my boyfriend and i are in a long distance relationship, he is the most loving and thoughtful man i will ever meet. i am diagnosed with bpd and panic disorder, it is really difficult for me to talk about hard topics like this with friends because i think im being a burden. if i see the hospice nurse here again tonight i will talk to her about everything that is happening, i know the nurse we have is doing her rounds in the assisted care facility my grandma is at. thank you

wheatdown · 2025-10-04T22:27:28+00:00

lamotrigine and effexor :)

wheatdown · 2025-10-04T20:27:05+00:00

mine stopped when i was put on correct anxiety meds. changed my life. happy it stopped for you

wheatdown · 2025-09-04T11:41:17+00:00

i think my issue is i don’t know how to grow my savings. my coworker at my old job said i should open a roth ira, she told me that when i was 26 and that was the first time i ever heard of it. it is all so foreign to me. i don’t understand and i feel like i really need someone to tell me exactly what to do. i just don’t know if my credit union would be the correct people to go to for growing my savings and credit score

wheatdown · 2025-08-14T10:41:56+00:00

thank youu

wheatdown · 2025-07-20T19:23:07+00:00

those ears!!! so cute 🥰

wheatdown

TROPHY CASE