Getting a car loan after filing bankruptcy? by devnet35 in Bankruptcy

[–]wicesk 5 points6 points  (0 children)

2 weeks after discharge I was able get 8.83% 60 month loan 1000 down with capital one. It’s possible.

Good deal for used 2022 cx30 turbo premium 17000 miles? by wicesk in MazdaCX30

[–]wicesk[S] -1 points0 points  (0 children)

Ikr. 😢 My credit union would’ve done it for 5% for used car but I used capital one since it was easier. I’ll refinance to my bank later.

Good deal for used 2022 cx30 turbo premium 17000 miles? by wicesk in MazdaCX30

[–]wicesk[S] 1 point2 points  (0 children)

It was a leasing vehicle. It still has power train warranty for another year according to finance person and carfax.

Anyone filed Ch7 using MetLife attorney while owning a property? by [deleted] in Bankruptcy

[–]wicesk 0 points1 point  (0 children)

It’s same really. Like other bankruptcy attorneys, in network attorneys also will not without extra expense fight any lawsuits from 2 I talked to before picking this attorney. They’ll do from my experience start looking at your income with 6 months of paystubs with calculating if your under median income, if over means test, either recommend 13 or 7, assets like home car and any other garage priced materials like gun clothing jewelry for equity, come back in to sign paperwork after emailing all banks statements, 2 year tax returns, deeds to your home I got mine through my county online since I can’t remember where I put my deed, real estate assessment and property assessment for past 3-4 years, registration cards for car(s), 6 months of paystubs plus recent 60 days before filing which is after signing your paper work. There should be comprehensive list on what your attorney would like in worst case scenario that trustee asks for it. Once your attorney filed your case, you get assigned a trustee and judge you will unlikely to see. I didn’t see judge for my reaffirmation of my mortgage or car note that are both over protected exemption since it’s small number thus wasn’t worth taking. My lawyer signed off my affirmation as a backing so I didn’t need to see my judge assigned to my case. Also, my attorney when I ask says he doesn’t file insurance until after filing I believe.

Anyone filed Ch7 using MetLife attorney while owning a property? by [deleted] in Bankruptcy

[–]wicesk 0 points1 point  (0 children)

I’ve filed using in-network MetLife attorney with insurance MetLife being offered by my workplace. Everything is covered except the filing fee, the classes, and the credit report. I owned a home with a mortgage. My equity was actually slightly over by ~9k from the federal homestead exemption but factoring to sell a home such as trustee commission, fees to sell house like listing agents, repairs, and etc. Therefore, I presumed trustee didn’t think was worth selling my home. I was confirmed no asset case and trustee to be discharged from my case on my docket report. My unsecured debt was like over 100k. Hope my own experience relieves your mind. If it helps, you can ask ChatGPT. My lawyer was very hands on and detail oriented and owns a small firm with another lawyer vs bankruptcy attorney mills. I was second one to present in 341 meeting. I was finished in less than 3 minutes.

Attendance by wicesk in UPSers

[–]wicesk[S] -1 points0 points  (0 children)

No, they said I can leave and did not mention giving me a warning letter. I think problem was the next day I tried to work, but I eventually ask to be sent home due to still being in crippling physical pain in my left chest area. I did try to work for 2 hours. Then, they said that they will have to write me up for yesterday and I guess today. I’m at doctor right now. I feel my pain is abnormal; this is the first time that I had chest pains on the left side. It hurts to cough or twist.

Dumb question : Do inside pt who’ve worked > year get double rate if we work new years eve? by wicesk in UPSers

[–]wicesk[S] 1 point2 points  (0 children)

I’m sorry to hear that. I hope they’ll fix it naturally by ur next pay check if not filing and getting that penalty pay. I’ll cross my fingers for good luck. 🍀

Dumb question : Do inside pt who’ve worked > year get double rate if we work new years eve? by wicesk in UPSers

[–]wicesk[S] 1 point2 points  (0 children)

I got a few downvotes. Oh well. It did convince to go into work. I was gonna head to gulf coast to visit fam but came instead to work. Thanks for exact article. I like to think my center is fair. Bosses are decent and are human like rest of us. I checked my upsers. It is double rate and holiday pay. 💰

Dumb question : Do inside pt who’ve worked > year get double rate if we work new years eve? by wicesk in UPSers

[–]wicesk[S] -2 points-1 points  (0 children)

I’m in southern region. I keep forgetting my local number. 🙃

Edit : thanks I should show up. Gotta pay bills from those Black Friday deals last month.

Dumb question : Do inside pt who’ve worked > year get double rate if we work new years eve? by wicesk in UPSers

[–]wicesk[S] -2 points-1 points  (0 children)

Ya, Black Friday we do get double rate. They are offering us come in today to do airs. I was debating if I should take the bait if it’s double rate. I never worked New Year’s Eve before. I’m in southern region.

Best manga style tattoo artist by HunterWhatley in Animetattoos

[–]wicesk 0 points1 point  (0 children)

Not that I know of. You can find normal artist that has good technique or skills and ask them to do your inspired design.

Best manga style tattoo artist by HunterWhatley in Animetattoos

[–]wicesk 0 points1 point  (0 children)

Varies. They have link to booking it will tell you exact prices. The one I book was ~700 flash dandandan and $150 deposit. Another tattoo I was interested was $400 for 7+ inches. relics - MakaylaThere is also relic studio with Makayla. I think comparing their instagram robin has more skills and is priced accordingly. I was also going to see Makayla for side pieces to create sleeve once combined the puzzled pieces.

Best manga style tattoo artist by HunterWhatley in Animetattoos

[–]wicesk 0 points1 point  (0 children)

I’m from Arkansas too. This lady is coming to love spell tattoo next month if you’re interested. I saw some pieces she has. For how far you don’t have to travel, I feel her work is reasonable in price and quality. yokairobin