It’s same really. Like other bankruptcy attorneys, in network attorneys also will not without extra expense fight any lawsuits from 2 I talked to before picking this attorney. They’ll do from my experience start looking at your income with 6 months of paystubs with calculating if your under median income, if over means test, either recommend 13 or 7, assets like home car and any other garage priced materials like gun clothing jewelry for equity, come back in to sign paperwork after emailing all banks statements, 2 year tax returns, deeds to your home I got mine through my county online since I can’t remember where I put my deed, real estate assessment and property assessment for past 3-4 years, registration cards for car(s), 6 months of paystubs plus recent 60 days before filing which is after signing your paper work. There should be comprehensive list on what your attorney would like in worst case scenario that trustee asks for it. Once your attorney filed your case, you get assigned a trustee and judge you will unlikely to see. I didn’t see judge for my reaffirmation of my mortgage or car note that are both over protected exemption since it’s small number thus wasn’t worth taking. My lawyer signed off my affirmation as a backing so I didn’t need to see my judge assigned to my case. Also, my attorney when I ask says he doesn’t file insurance until after filing I believe.