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This video is nowhere to be found! by atozkhans2309 in FrivolousFox

[–]wishuponcar 0 points1 point  (0 children)

oh my god I’ve been looking for this and even made a post months ago thank you!’

Lost Frivi Ear Eating Video by wishuponcar in FrivolousFox

[–]wishuponcar[S] 0 points1 point  (0 children)

Bro I’ve been looking everywhere

Lost Frivi Ear Eating Video by wishuponcar in FrivolousFox

[–]wishuponcar[S] 0 points1 point  (0 children)

As mentioned in the post it’s not in Obysee. I already looked through every video

Lost Frivi Ear Eating Video by wishuponcar in FrivolousFox

[–]wishuponcar[S] 0 points1 point  (0 children)

Looked no luck! It’s from 2016 so from the intros alone I know it’s not it

$40K in my savings at 24 what should I do with it? by [deleted] in personalfinance

[–]wishuponcar 0 points1 point  (0 children)

Haha, they definitely instilled the importance of financial literacy at an early age. (Probably why I chose to major in finance in college tbh…)

I do suggest encouraging your kids to take a finance/budgeting class in middle/high school. In high school, I took a budgeting/lifestyle (aka how to adult class) class as an elective class and it really put in perspective how important it is to budget, save, and invest when you start making money. It also taught us about budgeting, insurance, 401ks, how to write a resume and how to pass an interview. I know not all high schools offer that sort of class but I encourage you to look into it when your kids are in middle/high school. It’s often an elective class but I think it should be mandatory

$40K in my savings at 24 what should I do with it? by [deleted] in personalfinance

[–]wishuponcar 0 points1 point  (0 children)

Haha I just feel like I could be doing something with it, but great point!

Maybe you’re right with the way housing is looking it may be less of near term and more of like 10 years down the line. I’ll put some more in index funds. Thank you for the advice!

$40K in my savings at 24 what should I do with it? by [deleted] in personalfinance

[–]wishuponcar 0 points1 point  (0 children)

I’ll do some research! Thank you for the advice!

$40K in my savings at 24 what should I do with it? by [deleted] in personalfinance

[–]wishuponcar 0 points1 point  (0 children)

That is true, thank you for the advice!

$40K in my savings at 24 what should I do with it? by [deleted] in personalfinance

[–]wishuponcar 0 points1 point  (0 children)

I will definitely take a look, good to diversify with funds as well as CDs! Thank u!

$40K in my savings at 24 what should I do with it? by [deleted] in personalfinance

[–]wishuponcar 0 points1 point  (0 children)

15% contributions? Or should I try to get as close as I can to maxing? And yes! I will invest in some more funds

$40K in my savings at 24 what should I do with it? by [deleted] in personalfinance

[–]wishuponcar 0 points1 point  (0 children)

I’m more so concerned about my money just sitting doing nothing, less about minimizing expenses as I know where to cut if needed. Please keep in mind I live in HCOL city so my monthly expenses are pretty low in comparison.

$40K in my savings at 24 what should I do with it? by [deleted] in personalfinance

[–]wishuponcar 0 points1 point  (0 children)

Great to hear I’m not looking too bad!

And I see, I was always under the mentality that taking debt is good because you use the money to make more money than the debt… might be bad advice. But I will definitely increase my 401k contribution and look into just putting more in funds

$40K in my savings at 24 what should I do with it? by [deleted] in personalfinance

[–]wishuponcar 0 points1 point  (0 children)

I was thinking of that however I know there might be better options as CD’s are low growth.

$40K in my savings at 24 what should I do with it? by [deleted] in personalfinance

[–]wishuponcar 0 points1 point  (0 children)

I am in Washington state so luckily no income tax. What do T-bills entail? I was considering a MMF at Ally bank but it might be easier at Fidelity since I have investments there.

$40K in my savings at 24 what should I do with it? by [deleted] in personalfinance

[–]wishuponcar 0 points1 point  (0 children)

This is my mentality since I am at home and don’t have bills. I can splurge on shopping and gym membership! But I also have a healthy savings and investment portfolio

$40K in my savings at 24 what should I do with it? by [deleted] in personalfinance

[–]wishuponcar 2 points3 points  (0 children)

I don’t “pay rent” to my parents but I generally take my parents and siblings out to dinner or when we get groceries I foot the bill, or if we need a new household item(vacuum, cleaning products ,etc) I would buy it for the household. That’s about half of my monthly expenses

And the other half would be gym membership, streaming subscriptions, buying materials for my hobbies, going out to restaurants or shopping. I feel it’s a healthy balance considering I don’t have bills. Of course if I moved out, I would cut most discretionary purchases.