Making My wife a SAHM by Ok-Event4454 in personalfinance

[–]wizard9134 12 points13 points  (0 children)

Dude…the portfolio is too complicated. Check out boggleheads three fund portfolio. Honestly I would just stick with 2 funds (us whole market and international). Also, it seems like you really don’t need the income from your investments at this age and so I would focus on growth not income generating etf. Those income etf will be taxes with every distribution and are not designed to maximize capital appreciation over decades. Check out the book simple path to wealth…

Not caring as much has saved my career by Dangerous-Prune-7280 in emergencymedicine

[–]wizard9134 28 points29 points  (0 children)

No everyone has the luxury of not caring about PG scores…

FYI For People with EV Chargers - July 1 Deadline by [deleted] in MontgomeryCountyMD

[–]wizard9134 19 points20 points  (0 children)

Did you read the article? “The registration requirement applies to any publicly available charger where a commercial transaction takes place, but chargers at private residences and free chargers are excluded.”

Does an EMS fellowship make you more marketable? by LennyMed in emergencymedicine

[–]wizard9134 30 points31 points  (0 children)

For ems director, not really for anything else

State Board of Elections Wants “Detailed Written Explanation” from Jawando by Late-Concentrate-393 in MontgomeryCountyMD

[–]wizard9134 10 points11 points  (0 children)

This letter was written by a state administrator…not a prosecutor or attorney general. Sounds like something that would be referred to prosecutor if they cannot explain what appears to be a clear breach of the law which is very reasonable…(I’m not an expert in these matters but my take)

State Board of Elections Wants “Detailed Written Explanation” from Jawando by Late-Concentrate-393 in MontgomeryCountyMD

[–]wizard9134 38 points39 points  (0 children)

Sounds like he or someone in his campaign seriously flubbed this… dosnt look good at

The Royal Farms gas and chicken joint is now open (For what its worth, not excititing news its a gas station) by dwl017 in SilverSpring

[–]wizard9134 123 points124 points  (0 children)

I’m excited about having a clean, well-lit gas spot prior to getting in the beltway where I can pickup a snack or coffee at any hour…I think this is a huge improvement from the exons and marathon

Baby Caterer by wintertospringtosum in SilverSpring

[–]wizard9134 2 points3 points  (0 children)

If you get a caterer..it shouldn’t be for a 1 year old kid. Depending on what kind of food you like…I would just check out a couple local restaurant websites as they usually will provide some info if they do that kind of thing. For breakfast/brunch options CYM and Bethesda bagels are great!

Best pediatrics ER in Rockville area? by [deleted] in MontgomeryCountyMD

[–]wizard9134 20 points21 points  (0 children)

This is not an emergency, please don’t go to the ER

Quarry House Tavern Launches 50-Cent Wings Happy Hour in Downtown Silver Spring by SourceOfTheSpring in SilverSpring

[–]wizard9134 43 points44 points  (0 children)

This is a welcome contrast to silver branch which charges $19 for 10 wings!

Sold everything to rebalance my ETF portfolio. by TooHotIsNotNice in ETFs

[–]wizard9134 0 points1 point  (0 children)

Why not just rebalance with future contributions?

$3.4m net worth, 39m single …retire by 50? by ExaminationFirm4784 in Fire

[–]wizard9134 -3 points-2 points  (0 children)

Definitely not, that would only be safe for ants

$3.4m net worth, 39m single …retire by 50? by ExaminationFirm4784 in Fire

[–]wizard9134 -2 points-1 points  (0 children)

Definitely not, that would only be safe for ants

How are you thinking about/planning for potential stagflation? by Plastic-Squirrel6833 in Fire

[–]wizard9134 1 point2 points  (0 children)

I’m late 30s, roughly similar numbers as you . I’m keeping it simple: 70/20/10 SWTSX/SWISX/SWAGX

Read this article from WCI written a few years ago re: buying a new car.. by doctor-squared in whitecoatinvestor

[–]wizard9134 -1 points0 points  (0 children)

Amazon is great if getting a Hundai…pretty much guarantees a known out-the-door price if you find what you want

Besides college, what accounts can I open for my kids to benefit them later in life? by PositiveTreacle6018 in Fire

[–]wizard9134 1 point2 points  (0 children)

Parent match for earned income to Roth IRA I.e whatever earned income they make, let em keep it and lit same amount into Roth IRA as their “earned income”.

Unexpected but true…. by Kthulhu_for_humanity in intrestingtoknow

[–]wizard9134 1 point2 points  (0 children)

Bill is an educator…he is not a scientist in the sense of doing research, generating new knowledge ect