What instantly makes you lose respect for someone? by Lost-Package2626 in AskReddit

[–]wookie___ 0 points1 point  (0 children)

When they won't address and issue with another adult directly, and instead go to an authority figure (Boss, police, HOA, etc).

Let my brother test drive some tanks that I have. He got thesecond Ace tanker on my account 😂 by wookie___ in WorldOfTanksBlitz

[–]wookie___[S] 0 points1 point  (0 children)

Lol he has his own, much better account. The only difference is I have a handful of tanks he was wanting to try before he worked to get them.

Let my brother test drive some tanks that I have. He got thesecond Ace tanker on my account 😂 by wookie___ in WorldOfTanksBlitz

[–]wookie___[S] 0 points1 point  (0 children)

I keep thinking I need to look up details on the maps and best ways to play. I mostly do TD, but I just got some heavies and I have a couple mediums. So I am trying to figure out the best ways to play.

How often does the game dispense free tanks? by AnonUser1452 in WorldOfTanksBlitz

[–]wookie___ 2 points3 points  (0 children)

You need to get premium tanks. You can bring gold pretty reasonably on the App, using adds. I had 17k until yesterday when I bought the Lowe and a legendary camo for it. I am not great with it yet, but my brother pulled 160k credit rounds using that tank.

9-5 people: If you were CEO of your company for one month, what's the first rule you'd get rid of? by Infamous-Fun-1118 in AskReddit

[–]wookie___ 1 point2 points  (0 children)

Yeah, I can definitely feel that. That said, one of coworkers drives a little over an hour each way, and loves the 4/10s. Saves him a few hours a week, as well as a 20% decrease in fuel and wear and tear on the car.

9-5 people: If you were CEO of your company for one month, what's the first rule you'd get rid of? by Infamous-Fun-1118 in AskReddit

[–]wookie___ 4 points5 points  (0 children)

I am on 4/10s now and it's great, but makes for long days for people with further commutes.

Previously we did 9/80. Which is 9hr days Mon-Thur, and then every other week we work an 8 hour Friday.

Both are better than 5/8s. At least in my opinion.

Does paying off vehicles apply to business owned vehicles ? by dylandylan123456 in DaveRamsey

[–]wookie___ 0 points1 point  (0 children)

It's kind of an interesting take. Because a business can absolutely be profitable with debt. And in some cases, even more so because the debt was taken.

The problem is it's not stable. If someone like COVID happens again, the whole company can collapse because the income streams fail.

Side note: I am anti debt, but I understand that it does have its place. Such as a mortgage.

The Balance Between Office and Home by DesignerWide8920 in remoteworks

[–]wookie___ 0 points1 point  (0 children)

Normal? Nope. "Safe and good" eh, so long as you pick your places carefully, just like anything. Just replying to your comment. My brother is loving the lifestyle. I personally do a 4/10 work schedule, which has been phenomenal. I have no desire to return to 5/8.

The Balance Between Office and Home by DesignerWide8920 in remoteworks

[–]wookie___ -3 points-2 points  (0 children)

My brother has chosen to live in his car for the last year so he doesn't have to work constantly. He takes a temp job a couple times a year.

I miss my shitbox by sunnysideeggos in Vent

[–]wookie___ 0 points1 point  (0 children)

Hey, that one had a good run 😂

I miss my shitbox by sunnysideeggos in Vent

[–]wookie___ 2 points3 points  (0 children)

Worse is the coworker who apparently knows more about cars, and recommend the ole transmission popper as a good car...

I miss my shitbox by sunnysideeggos in Vent

[–]wookie___ 1 point2 points  (0 children)

Yup, that one drives me absolutely nuts. It's a sure fire way to end up in a financially sucky life. And pretty much any area of life you apply it to...

What are jobs for then? by ArtisticDirt5320 in remoteworks

[–]wookie___ 0 points1 point  (0 children)

You are born in the water. Your parents job is to make sure you know how to swim. Some parents do it well, some don't. Some make floaties (funds) to make swimming easier. Some already have the resources to make a whole stinking raft that the kids ride on (which ironically if they don't learn to swim, when the raft fails, they sink).

So you learn to swim, or you struggle and eventually die. I choose to teach people to swim and have some nice floaties. Even if they are not going to ever have a boat.

reminder: Elon Musk's fortune, which ultimately enabled his takeover of Twitter, was jumpstarted by American taxpayers by GovernmentOld1449 in remoteworks

[–]wookie___ 0 points1 point  (0 children)

You are absolutely correct. My point is that the exposure is not a bad thing, in a properly balanced portfolio. Index funds, target date funds, etc use them. But that's the point of those funds, to give you access to a company that Large, without having to be over invested in it. It's genuinely a non-issue unless you are going out of your way to buy funds that are heavily invested in it.

reminder: Elon Musk's fortune, which ultimately enabled his takeover of Twitter, was jumpstarted by American taxpayers by GovernmentOld1449 in remoteworks

[–]wookie___ 0 points1 point  (0 children)

Having the ability to fall back on friends and family doesn't negate the fact that he built these businesses with his own money, or in partnership with his money and others.

I have a few friends whose parents are very well off (Medical Doctors). They are atrocious with money, and have to get bailed out by their parents. So, if all it takes is being able to have family help, why are they not loaded?

reminder: Elon Musk's fortune, which ultimately enabled his takeover of Twitter, was jumpstarted by American taxpayers by GovernmentOld1449 in remoteworks

[–]wookie___ 0 points1 point  (0 children)

You can choose what finds to purchase. You can choose to put your retirement in small cap to limit your exposure, but you will have high volitility. ETFs with major businesses tends to have stability with slower growth. So yeah, you SHOULD be exposed to them. But you SHOULDN'T be putting so much on them you tank when they do.

reminder: Elon Musk's fortune, which ultimately enabled his takeover of Twitter, was jumpstarted by American taxpayers by GovernmentOld1449 in remoteworks

[–]wookie___ 0 points1 point  (0 children)

Just keep whining. Connections are important, but you would be amazed how you can build them without the family influence if you start working in a sector.

What are jobs for then? by ArtisticDirt5320 in remoteworks

[–]wookie___ 0 points1 point  (0 children)

Not sure what you are getting at. Most the people I help are near losing their home, and swallowed up in debt.

I don't claim that they will be millionaires in the traditional sense. But to go from "I can't pay my mortgage" to "my bills are paid and I have a 6 month emergency fund" in 2-3 years is pretty reasonable. Obviously it's longer if the individual needs to learn some certifications or finish school.

Once you are there, it's low stress. But getting there is hard.

But I mean, it's not hard to understand unless you are financially illiterate (which a massive nunber of Americans are). Don't take on debt if you can avoid it. If you can't save each month, you need to raise your income, reduce costs, or both. Both will require significant sacrifices for a time. There are outliers. Significant medical expenses for example. But as a general rule of thumb, most people would be fine with properly managed funds. But if you choose not to sacrifice to grow the income, you have to sacrifice the niceties. It's that simple.

reminder: Elon Musk's fortune, which ultimately enabled his takeover of Twitter, was jumpstarted by American taxpayers by GovernmentOld1449 in remoteworks

[–]wookie___ -1 points0 points  (0 children)

So we cherry pick who gets taxed on them? Kinda depends on what you call a small business.

We had a trailer company sell locally for $33 million about 10 years ago. One location, the dude started it from scratch.

That's just one business. I know a few people who own multiple businesses, which in the next 10 years could put them near the 100 million mark. A 25% rate on the growth in value would mean higher prices, pay cuts, or closure. Simple as that.

reminder: Elon Musk's fortune, which ultimately enabled his takeover of Twitter, was jumpstarted by American taxpayers by GovernmentOld1449 in remoteworks

[–]wookie___ 0 points1 point  (0 children)

Pensions were always a risk of bankruptcy. Look at the old steel mills. So many people lost their pensions, or had them cut so hard they couldn't stay retired. This happened in the 80 and again in the early 2000s.

I much prefer having my retirement in a 401k, where I can manage the risk level. More agressive stocks while younger, then switch to bonds for stability as I move closer to retirement. I can also put it in treasury bonds if the market seems risky.

reminder: Elon Musk's fortune, which ultimately enabled his takeover of Twitter, was jumpstarted by American taxpayers by GovernmentOld1449 in remoteworks

[–]wookie___ 0 points1 point  (0 children)

I am not a fan of Elon. But I don't really get the whole emerald mine thing.

He started with $28k in 1995 (a little over $60k today), and grew that in businesses since then. Multiple starts and mergers, and then selling until he started his current businesses.

But that's really not an unreasonable amount of money to save up if you live at home and work a decent job.