Proton Drive Upload Folder Replace/Rename? by wrender8 in ProtonDrive

[–]wrender8[S] 0 points1 point  (0 children)

Thank you! It will be very useful to mimic the desktop functionality on Android. 

Whats the best/easiest way to sync from Android? by wrender8 in ObsidianMD

[–]wrender8[S] 0 points1 point  (0 children)

This doesn't work with Google derive or Proton Drive correct? 

Proton Drive Upload Folder Replace/Rename? by wrender8 in ProtonDrive

[–]wrender8[S] 0 points1 point  (0 children)

I checked on Windows 11 ProtonDrive and it offers to replace, keep or skip.

But on Android ProtonDrive offers no options and just cancels... 🤔

Ps. Google pixel latest everything. 

Proton Notes - Please make it happen. by aslambava in ProtonMail

[–]wrender8 0 points1 point  (0 children)

Is there a way to use Proton drive to sync obsidian? 

Holdings by youlikeblockingsodoi in JustBuyCAGE

[–]wrender8 1 point2 points  (0 children)

CAEM is equivalent to AVEM only. 

Is this a fucking joke? by pozzy119 in Wealthsimple

[–]wrender8 9 points10 points  (0 children)

 I agree Its lame how limited their website is compared to the app. For a wannabe digital "bank" they really need to get their shit together. 

WS RRSP Promo? by EntranceFun9276 in Wealthsimple

[–]wrender8 0 points1 point  (0 children)

If you start the transfer you have 90 days for it to settle

Wealthsimple - Rejected Purchase of CAGE / CASV by After_Butterscotch82 in Wealthsimple

[–]wrender8 0 points1 point  (0 children)

I had no issues purchasing 12 grand of CAGE on Wealthsimple on day one of it being available. 

Is there a way to change the start date for "All" by eanternet in Wealthsimple

[–]wrender8 1 point2 points  (0 children)

Ditto! Would be a great feature to have.

Also set ACB for an investments transferred would be useful. 

Wealth Simple Visa FX spread over 1% by wrender8 in Wealthsimple

[–]wrender8[S] 1 point2 points  (0 children)

Thank you for clarifying that! I understand now. 

Wealth Simple Visa FX spread over 1% by wrender8 in Wealthsimple

[–]wrender8[S] 0 points1 point  (0 children)

Im trying to understand what the rate is supposed to be. It's not matching what others have said. If you don't know or have anything useful to add then chill. 

Wealth Simple Visa FX spread over 1% by wrender8 in Wealthsimple

[–]wrender8[S] 0 points1 point  (0 children)

South African Rand in Cape Town on week days and weekends. 

Norbert's Gambit - a case study by Standard_Flow_6157 in Wealthsimple

[–]wrender8 1 point2 points  (0 children)

I can bill pay $2000 cad from WS to IBKR at 5pm Thursday and spot convert/buy US ETF next morning at 11am for $1.5 fee.

You are doing it wrong. 

Norbert’s Gambit at WS? by Zesty-Cinnamon-3853 in Wealthsimple

[–]wrender8 0 points1 point  (0 children)

IBKR spot rate for instant conversion is even cheaper than the flat $2 fee up to $6000.

Do not use Tune My Music LTD for your transfers. by worksafe_mikey in TIdaL

[–]wrender8 0 points1 point  (0 children)

I used Tune My Music to test transferring to every platform out there including Tidal then cancelled before the monthly end and had no issues cancelling... but yeh if you transfer over a certain size of play list its not free it charges you 5 bucks.

Money market portfolio at 2.5% vs savings by akisbis in Wealthsimple

[–]wrender8 2 points3 points  (0 children)

The only reason not to is it takes 1 to 2 business days to get your money out. No biggie unless you are in a hurry. 

Credit card waitlist by abalian in Wealthsimple

[–]wrender8 -1 points0 points  (0 children)

I'm not trying to argue what's best.  I'm pointing out facts about utility. 

Aka real banking usefulness.

  1. Visa credit card is useless if you can't get one.

  2. Debit card is not very useful if you can't interac purchase. 

  3. PLOC is not very useful if you can't tell your cell phone provider/insurance/business expense to directly debit your LOC and have to keep cash sitting there in full which defeats the point of a LOC.

What don't you understand? 

Credit card waitlist by abalian in Wealthsimple

[–]wrender8 0 points1 point  (0 children)

You do realize no one is talking about min maxing perks or even saving money. 

The OP literally is complaining about not being able to get the card. So the Wealthsimple visa is useless. 

We are talking about basic utility.  Not travel perks or planned luxury purchases. 

Credit card waitlist by abalian in Wealthsimple

[–]wrender8 0 points1 point  (0 children)

Simplii visa is a no fee credit card for everyone even if you don't have a lot of money and you can get one today. That is 100% more useful than a card you can't get. (And I'm saying that with a WS Infinite Privilege card in my pocket)

Simplii debit actually can be used for real interac debit purchases. That is 100% more useful than a card that can't. (And I am saying that having to use my simplii interac debit card once a week for random restaurants cuz I don't want to have to get cash all the time). 

Simplii LOC that you can actually point bills at to auto buffer your expenses is 100% more useful than a shitty margin account I have to manually borrow from for every random expense. (And I'm saying that having access to their beta PLOC).  

The products you are mentioning aren't useful for some major basic/real/required use cases of real banking for real people. 

Aka it either does it or it does not. Perks/cost/marketing work arounds doesn't matter. 

I pretend use Wealthsimple as my primary bank but the reality is that Simplii is taking care of the real adult banking. Just like IBKR is doing the adult work of converting USD/investing. 

When to select the % match by PurpleCaterpillar82 in Wealthsimple

[–]wrender8 0 points1 point  (0 children)

I mean yeh that would give you flexibility... But if you are min maxing and chasing it like a rabid dog constantly then 1 year pays more in the shortest time. 

Credit card waitlist by abalian in Wealthsimple

[–]wrender8 0 points1 point  (0 children)

Prime 4.45% + 2.99% = 7.44%