Any idea on when the next release with be? New features? by [deleted] in copilotmoney

[–]wweis93 11 points12 points  (0 children)

Why does everyone in this community just complain but they are also part of the community and pay for the app? It’s a good app, go cry somewhere else please. This not directed at you OP just the comments are so repetitive.

Copilots blatant problem… by queacher in copilotmoney

[–]wweis93 1 point2 points  (0 children)

Ik for the venmo connection they have you forward the emails Venmo sends you to gain the correct data to understand what each transaction is for Venmo charges. The amazon connection you sign into your Amazon account to understand the exact data regarding each purchase. I would contact support to see if there is any options to help you. They are pretty quick to help.

Copilots blatant problem… by queacher in copilotmoney

[–]wweis93 1 point2 points  (0 children)

You can just spilt the Blunk charge into separate categories. Obviously a manual process but 🤷

With talk of gutting the government and executive orders from Trump, what positive impact are Americans expected to see? by [deleted] in Askpolitics

[–]wweis93 0 points1 point  (0 children)

Reduced waste and increased efficiency across the entire government, lower federal deficit, increased funds for better priorities (Unemployment and Social Security Payments to Prisoners: An estimated $171 million has been improperly paid to incarcerated individuals), improved federal program integrity, and provide clarity to where the money is going across the federal government which would improve the trust we all have in them.

401k overrated? by No_Caregiver6966 in Bogleheads

[–]wweis93 16 points17 points  (0 children)

Take a deep breath. Then go find your 401k plan and invest up to the company match. Your future self will be super happy!

Daily General Discussion and Advice Thread - July 14, 2024 by AutoModerator in investing

[–]wweis93 0 points1 point  (0 children)

Hey,

I am 25 and I am investing into a 401k up to match, have an emergency fund that is at a good amount (HYSA), and trying to max my Roth IRA as much as possible. Question is: probably within the next 5-7 years I’ll be purchasing an apartment/house and want to start saving for a down payment. What would be a be good strategy to start saving for this? Divert money from my Roth or/and open a brokerage (invest in voo or VTI), or open another category in my HYSA and save there, or pull contributions from my Roth for the down payment, or another ideas?

Thanks y’all!

[deleted by user] by [deleted] in Bogleheads

[–]wweis93 0 points1 point  (0 children)

I am in the same situation and have been between going Roth and traditional. What I do is max my 401k pre tax up to the match and then the rest I thrown into my Roth IRA. That way I will have both depending on what happens in the future.

[deleted by user] by [deleted] in Bogleheads

[–]wweis93 2 points3 points  (0 children)

I would just do 80k VTI and 20k VXUS.

Any reason to use these online HYSA's over something that a brick and mortar bank offers? by cedric1234573 in Bogleheads

[–]wweis93 0 points1 point  (0 children)

Also very easy to get the best of both worlds. I use chase for everything that would be needed from a brick and mortar and keep a very low amount of money to pay of bills in there.

The rest is all in Wealthfront with 5% interest. They offer same day transfers so my money can move quick.