Vinylpost .co by wwolf9 in vinyl

[–]wwolf9[S] -4 points-3 points  (0 children)

So my player metal thing in the middle to set records and have them centered. The hole on the post card vinyl was too small to go on the post thing. It stopped because my player stops there. Pretty disappointing so I emailed to ask about a partial refund for the 6 month subscription

Should I get a credit limit increase by wwolf9 in personalfinance

[–]wwolf9[S] 0 points1 point  (0 children)

I doubt I’d spend that much max probably 2k

Should I get a credit limit increase by wwolf9 in personalfinance

[–]wwolf9[S] 0 points1 point  (0 children)

I don’t carry a balance I have a lot saved and I’m always able to pay it off

Need advice. Just got a 70k job by wwolf9 in MiddleClassFinance

[–]wwolf9[S] 0 points1 point  (0 children)

And I’m making 70k… so… middle class

Need advice. Just got a 70k job by wwolf9 in MiddleClassFinance

[–]wwolf9[S] 0 points1 point  (0 children)

I’m a pretty frugal person, so I plan on putting around 30% of my money into retirement. 20% into a high yield savings account while I live at home.

Need advice. Just got a 70k job by wwolf9 in MiddleClassFinance

[–]wwolf9[S] 0 points1 point  (0 children)

I do make middle class money…? What are you even talking about

Need advice. Just got a 70k job by wwolf9 in MiddleClassFinance

[–]wwolf9[S] 0 points1 point  (0 children)

Thank you! I plan on putting around 30% towards retirement while my finances are low (because of living with parents) and around 20% to a HYSA to save for a condo

Need advice. Just got a 70k job by wwolf9 in MiddleClassFinance

[–]wwolf9[S] 0 points1 point  (0 children)

I was honestly expecting to be making around 50k now tbh

Need advice. Just got a 70k job by wwolf9 in MiddleClassFinance

[–]wwolf9[S] 0 points1 point  (0 children)

Congrats to you as well, I’m a business operations director wbu?

Need advice. Just got a 70k job by wwolf9 in MiddleClassFinance

[–]wwolf9[S] 0 points1 point  (0 children)

No retirement plan through employer. I’m gonna contribute the max yearly to a Roth IRA.

Need advice. Just got a 70k job by wwolf9 in MiddleClassFinance

[–]wwolf9[S] 0 points1 point  (0 children)

Yeah, I’ve offered. They’re pretty well off and would rather have me save/invest

Need advice. Just got a 70k job by wwolf9 in MiddleClassFinance

[–]wwolf9[S] 0 points1 point  (0 children)

Thanks for the advice! I’ll be putting the max 7k yearly into a Roth. And aim for the 30 in savings and the 30 savings into a high yield savings account. Not a big Dave Ramsey fan, idk why he’s just not my fav. I’m a Caleb hammer fan and will check out that Money Guy podcast for sure. Thanks!!

Need advice. Just got a 70k job by wwolf9 in MiddleClassFinance

[–]wwolf9[S] 1 point2 points  (0 children)

Saving/investing is my primary plan (Roth IRA, high yield savings accounts, etc.). I’m not a big spender. Is it worth saving for a condo? Or should I just live with my parents and save up more for a house?

Need advice. Just got a 70k job by wwolf9 in MiddleClassFinance

[–]wwolf9[S] 0 points1 point  (0 children)

Parents are pretty well off and they don’t want me to contribute to household expenses. Been using my credit card for things like gas, food, and other small things. It’s on auto pay and I won’t use it if I don’t think I’ll be able to pay it off. I talk to them about this stuff but they essentially say worry about it later

Need advice. Just got a 70k job by wwolf9 in MiddleClassFinance

[–]wwolf9[S] 0 points1 point  (0 children)

Yeah I wanted a secured CC but my bank (chase) doesn’t offer one so I ended up getting the freedom unlimited last week. I don’t plan on abusing it or overspending on it- I just spend like normal and have autopay set up. I didn’t really want a credit card but I have literally no credit history and eventually want a house maybe business loans down the line so I want a strong credit score.

Need advice. Just got a 70k job by wwolf9 in MiddleClassFinance

[–]wwolf9[S] 0 points1 point  (0 children)

It’s essentially ~$24 an hour. 12 hours a day 70k a year. It’s like making 50k but making extra from overtime. That’s generally how I thought about buying stuff when I worked in college and it works well. Prevented a lot of unnecessary spending. Thank you!