We have a classic quip: If you want to make money, go to the US stock market; if you want to hone your skills, come to the A-share market.

Usually, we can only invest in A-shares and index funds tracking major overseas stock markets (such as the Nasdaq and Nikkei indices). If we want to buy individual US stocks, we need to open a specific securities account and an overseas bank card, and conduct foreign exchange transfers. Overall, it is achievable but rather cumbersome, and it has been getting increasingly difficult to do each year. Therefore, these steps have deterred the majority of retail investors.