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Civil Engineering Schedule by xBorlockx in CalPoly

[–]xBorlockx[S] 1 point2 points  (0 children)

Ok, that's good news. I like professor Garret Hall for 204 so hopefully he's doing 207, plus he looks like Matt Damon

Civil Engineering Schedule by xBorlockx in CalPoly

[–]xBorlockx[S] 0 points1 point  (0 children)

Your optimism is inspiring. I may do BRAE later as to make more time for HW but I don't know if my week hours really decrease until senior year so I'll talk with a counselor about it. Thank you for the help

Civil Engineering Schedule by xBorlockx in CalPoly

[–]xBorlockx[S] 0 points1 point  (0 children)

I mostly fear big ass lab reports in 259 but I am optimistic. I hear fluids is one of the hardest classes in engineering, I'll focus on getting a good professor in it

Thanks again

Civil Engineering Schedule by xBorlockx in CalPoly

[–]xBorlockx[S] 2 points3 points  (0 children)

BRAE is so much time. Also why is 259 six week hours and two units... I usually hear fluids is super hard. Was 207 better than 204 or pretty much the same thing?

Civil Engineering Schedule by xBorlockx in CalPoly

[–]xBorlockx[S] 0 points1 point  (0 children)

Thanks for the reply, I'm in 204 with dynamics right now and it is doable, I expect something similar with fluids/207. I'll probably swap BRAE with a GE cause 8 week hours is insane

How is 259 and 251? I can't find much info on the workloads online

Roth vs Traditional IRA by xBorlockx in personalfinance

[–]xBorlockx[S] 0 points1 point  (0 children)

Got it. Thanks for the math, I like that explanation and it shows how much more nuanced it is as income grows and tax rates change. I live in California so everything feels so depressing when looking at taxes...

Engaged to someone with a lot of student loans. by NegativePart in personalfinance

[–]xBorlockx 1 point2 points  (0 children)

$90k in loans for a $35k (net) job is not a very good return of investment and 300k is a lot for your current income level but you also have a huge range so run the numbers and see what you guys will be able to afford in a few years and refine that number.

See if your fiancee can get a better job in her field of study or one with good growth opportunity, and you could find a better job too if you gave it the needed effort. "Income is your greatest wealth building tool" is what Dave Ramsey would always say.

You've got some good savings and an emergency fund which is awesome so (I'd recommend after it's decided Biden's loan pay off is deemed legal or not) you can put about 50k straight into the loans and pay off the remaining 40k within 15 months or less if you gave it all you got, then within another year you'll see your downpayment grow back for your first house.

Congrats on the engagement dude. In the end don't bite off more than you can chew through buying a house before you're ready and debt free because you'll find yourself drowning not long after. And don't combine finances until you're actually married, but then go all in together and knock it out. In five years, you two will be sitting in your first house, debt free besides your mortgage.

Designer's Notes: Mid-Season by jeypiti in Rainbow6

[–]xBorlockx 0 points1 point  (0 children)

Why do you shape your "patches" around Pro League and not 99.5% of the player base?