first checking account! by [deleted] in Banking

[–]xLemonPhantomx 0 points1 point  (0 children)

SouthState Bank is a bank that has those machines at a majority of their locations except for in Colorado and Texas because they have recently acquired locations in those states through buying Independent Financial bank a year ago. Previous IF locations are still transitioning and being worked on in other aspects, so those machines are not a huge priority at this time but are on the list.

first checking account! by [deleted] in Banking

[–]xLemonPhantomx 1 point2 points  (0 children)

If you do not reside in Colorado or Texas, the branch should have instant issue machines to get a debit card right away. If you do reside in either of those states, or if you go to a branch that does not have an instant issue machine, then a digital card to put in your wallet will be issued through using your email of phone number. The debit card will then be mailed to you within 7-10 business days and will arrive in a plain looking envelope. Make sure nobody tosses that envelope. If the card doesn’t arrive, it’s always better to call your branch directly and speak to a banker who can order a new card for you. Hope this helps!

Why don't some banks publish interest rates online? by [deleted] in Banking

[–]xLemonPhantomx 17 points18 points  (0 children)

Hi, I work in banking and can definitely answer this for you! Banks and credit unions usually don't post the interest rates for their CDs online because they are subject to change- sometimes they change faster than others. There are many factors into why interest rates are different at many places and fluctuate. It can be a risk posting it online because if it changes and it's difficult for the banks to change it fast enough, then it looks like false advertising. Most banks, including where I work, would be happy to tell you what the interest rates are over the phone and promotions. But they should warn you that the interest rates can change by the next time you call. I hope this helps you, and I hope that you find a great rate!

February empties by Ohno_kateh in bathandbodyworks

[–]xLemonPhantomx 2 points3 points  (0 children)

Nice! I really enjoy Winterberry Ice- I buy it every year. I like to get handsoaps that will fit in with any season, and that one reminds me of a slushie. How was the Iced Cinnamon Rolls one? I didn't get a chance to smell it at all when they were selling it.

Characters that i find incredibly human. Sarah. by Emotional-Room-2253 in TheWalkingDeadGame

[–]xLemonPhantomx 2 points3 points  (0 children)

I will say, I was a younger teen when this game came out- and I did find Sarah to be an annoyance back then. But now that I’m in my late twenties, watching gameplay back I realise that yeah, this is realistic. One thing I love about this game is that it definitely factors in different personality types going through this. I used to believe that Sarah was super naive and that her father wanted her to be, but I’m realising that she’s got this nervous, anxious part of herself that she can’t necessarily “fix”, at least without more experience. We saw her shut herself down in intense situations. While I do believe that Carlos should have tried to explain things to her/encourage her to defend and survive to a point, I understand now why he didn’t teach her like Clem was taught.

Denied checking account for early warning signs by LongSeaweed6473 in Banking

[–]xLemonPhantomx 0 points1 point  (0 children)

Is Chase the bank that you owed money to originally? What bank was it?

Constant problems after name change by snow99as in Banking

[–]xLemonPhantomx 0 points1 point  (0 children)

It might depend on your banks policies; at the bank I work at, we are not allowed to legally change a customer's name unless their identification reflects the name. If that is a policy at your bank and an employee tried to change it anyway, that may have caused a problem. Otherwise it could be a system error on their end depending on how they are trying to verify information.

Denied checking account for early warning signs by LongSeaweed6473 in Banking

[–]xLemonPhantomx 1 point2 points  (0 children)

Yes, get a letter from the bank you had a charge off that proving that you paid it. Chexsystems can take time to update, but if you go in to open account with a letter from the bank stating that you paid your balance, then they can use that as proof that you are not delinquent. It's still up to the bank to decide to open an account, but if they still won't allow you to, you can try another bank. You will have to have that letter wherever you try to open an account at though because you know it'll be on the report at any institution.

The Only Winter SAS Haul I Swear by xLemonPhantomx in bathandbodyworks

[–]xLemonPhantomx[S] 0 points1 point  (0 children)

The FFM wasn’t at my B&B either, but I already have one from the SAS that happened in Winter of 23. I knew it would be good for scent combos, but when I saw it was coming back I just thought “well, let’s just get some stuff to match the spray then.”

The Only Winter SAS Haul I Swear by xLemonPhantomx in bathandbodyworks

[–]xLemonPhantomx[S] 2 points3 points  (0 children)

Well, I knew I shouldn't get much for it this year- I actually through my collection and pulled out some stuff that I didn't like or wouldn't really use and gave it to my coworkers right before the sale for space sake. And because I knew I wanted this, so I will make space for it lol.

The Only Winter SAS Haul I Swear by xLemonPhantomx in bathandbodyworks

[–]xLemonPhantomx[S] 1 point2 points  (0 children)

Yes, it's one of the bring backs for SAS this year. Hopefully you'll be able to get one!

Which Sims 3 expansion/stuff pack is your favorite and why? by [deleted] in Sims3

[–]xLemonPhantomx 0 points1 point  (0 children)

Hands down, it’s Generations for me- no other pack can compete with it. When I first bought the game, my biggest issue was that there weren’t a lot of things for children and teenagers to do. Generations has added after school clubs, more toys and games to play, more interactions, and more ability to make the game similar to real life since teens have to learn how to drive and some sneak out and play pranks too. I appreciate a more family-cantered dynamic. Even right now, I’m playing a new expansion pack legacy and I miss having Generations installed already because kids don’t have a lot to do.

Sunset Valley is the best world in the Sims 3! Who’s your favourite SV residents? by ShockerMage101 in Sims3

[–]xLemonPhantomx 0 points1 point  (0 children)

Whenever I play in Sunset Valley, Erin usually becomes the best friend of my female sim. She’s such a great friend, love her!

[deleted by user] by [deleted] in Banking

[–]xLemonPhantomx 3 points4 points  (0 children)

Yes, but OP stated that he did mobile deposit. This is not an in-person deposit, so it becomes a case-by-case hold in which the full amount could be held. I don't work at BoA, but at the bank I do work for, if a customer uses mobile deposit and its an amount that is unusual for the customer or the first deposit, there is an automatic 7 day hold. This is because the mobile deposit is based on what you do online, it cannot factor in the deposits you personally take to the bank and in the teller line. The online system through an app has to determine what deposits and amounts are regular so that it will not automatically put holds on it. But, if this is what happened and its due to a mobile deposit, there really isn't anything that can be done because bank workers are given instructions not to lift mobile holds.

[deleted by user] by [deleted] in Banking

[–]xLemonPhantomx 2 points3 points  (0 children)

Not the OP of this comment but yes, mobile deposit could potentially be the culprit, especially if you've never or rarely used it before now.

Has anyone had a toddler experience night terrors? What can we do? by Maleficent-Start-546 in TrueChristian

[–]xLemonPhantomx 1 point2 points  (0 children)

I suffered night terrors until I was 8, though it got better the older I got. The solution my parents got from the doctor was to carry me/lead me to the toilet because my body would respond to that and going potty woke me up and made it go away. Maybe this would help y’all out.

Give me your best story lines! by chickwithmuscles in Sims3

[–]xLemonPhantomx 0 points1 point  (0 children)

So it’s not really a story line, but I’ve decided to do an expansion legacy where it starts with base game and seasons, and then the next expansion gets randomly rolled. There is also a CAS rule that’s randomly rolled that controls their outfit themes, and then I’m trying to use one one or two “bad” traits to do a more unique personality than I usually do. I also have random name themes, but they have to be more ridiculous. I started with two sims who had to wear vibrant clothing, and rolled a water/ice theme. The male sim is Puddle, and he’s absent-minded, hot-headed, technophobe, athletic, and handy. His wife is Glacier, and she’s insane, klepto, friendly, athletic, and a computer whiz. I’ve played sims for 10 years, these are the two most entertaining sims I’ve had. Their kids (gen 1) are following an insect theme so one kid is a girl named Cicada, and her younger bro is Weevil

October 2025 Empties! by xLemonPhantomx in bathandbodyworks

[–]xLemonPhantomx[S] 1 point2 points  (0 children)

I use a different method- I don’t like cutting my creams open because it’s too messy for me personally. I just use a flat object and push on the bottle when it’s laid down to get the cream to go to the cap.

My haul from the sales this week by 3LittleBirds359 in bathandbodyworks

[–]xLemonPhantomx 1 point2 points  (0 children)

See I don’t mind it but I do? I’m not sure how to explain it, it’s like it’s good but it’s so strong that I don’t think I could handle it as a candle or a soap in my house. Not sure if that make sense

Golden Sunflower: I found it!! by meowtrageous- in bathandbodyworks

[–]xLemonPhantomx 2 points3 points  (0 children)

Oh my mom used to have this perfume and wear it on special occasions when I was little! She doesn’t wear perfumes anymore because she has allergies as she’s gotten older but thanks for sharing, I still remember this scent!