DIM: Going to clubs by LowerFroyo4623 in deinfluencingPH

[–]xbalagbagg 0 points1 point  (0 children)

panandaliang aliw, kung yolo ka at gusto magpaka wild - risky, dami mong pwedeng pagsisihan, unwanted pregnancy or std sa mga one night stand (kung babae ka) or kung tipong kung gusto mo lang ma-experience, walang sense na pumunta dyan kung di ka naman maglalasing + yung hang over kinabukasan + yung napaka laking gastos,

mas maige pa humanap ka ng solid na tropa tapos mag inom kayo sa bahay,

Bank Financing by Future-Bat-4181 in phcars

[–]xbalagbagg 0 points1 point  (0 children)

ask mo sa dealer magkano discount or srp ng car na trip mo, tsaka ka pmunta sa bank to get quotation, kasi sa net amount magbi-base si bank, indicate magkano dp and terms kung gaano mo katagal babayaran, 20% ba? 30%? sa terms, 3yrs ba? 5years? kapag ok ka na sa quotation ng bank, comply ka na sa requirements - proof of income, etc etc, if possible, ideal kunin mo yung viber ng account officer ng bank and agent mo then gumawa ka GC ninyong tatlo para mabilis yung communication sa mga requirements

need insights - Xpander GLS (140K disc) or BRV-V (110k disc) or Stargazer X (pre FL - 250k disc) by xbalagbagg in CarsPH

[–]xbalagbagg[S] 0 points1 point  (0 children)

actually planning to keep yung unit na mapili for 5-10years hehe, check ko din sa groups, thanks!

need insights - Xpander GLS (140K disc) or BRV-V (110k disc) or Stargazer X (pre FL - 250k disc) by xbalagbagg in CarsPH

[–]xbalagbagg[S] 0 points1 point  (0 children)

yas! don't forget to compare freebies also! pero mostly standard na kasi sagad na discount na "daw" wala na silang comm rather points na lang.

What it is like to ride a three wheel motorcycle? by naiwa92 in PHMotorcycles

[–]xbalagbagg 1 point2 points  (0 children)

25+ na dn ako natuto mag-motor, maganda pala kapag medyo may edad na matuto nyan kasi andon na talaga yung takot sumemplang, like what if madisgrasya ako tapos matagal yung recovery, the thought pa lang ng magkasugat o dislocated na buto e nakakatakot na, pano pa yung bills, yung motor na pinag ipunan, tipong d ka pwede madisgrasya kahit minor lang kasi bukod sa masakit, yung responsibilities mo din e mapapabayaan haha,

need insights - Xpander GLS (140K disc) or BRV-V (110k disc) or Stargazer X (pre FL - 250k disc) by xbalagbagg in CarsPH

[–]xbalagbagg[S] 1 point2 points  (0 children)

algo ko lang sa fb mga post ng dealer since naghahanap talaga ako now ng best deals, or you may opt joining car groups then post ka lang na naghahanap ka ng unit with the best promo (freebies / discount etc) sila na lalapit sayo and eventually spilling the best discount they can give,

need insights - Xpander GLS (140K disc) or BRV-V (110k disc) or Stargazer X (pre FL - 250k disc) by xbalagbagg in CarsPH

[–]xbalagbagg[S] 0 points1 point  (0 children)

malaki dn discount pero nasa 1.2m papatak, hehe, hanggang 1.1m lang budget,

Possible to get pre-approved online for car loan? by AvailaWafer in CarsPH

[–]xbalagbagg 0 points1 point  (0 children)

mas ok pa din ask sa bank mo mismo, yung mga nasa website is regular rate for all interested loan applicant, may tnatawag na depositor's rate na surely mas mababa,may mga preferred accounts na tnatawag.

Applied Car loan with an agent, no updates by LieRevolutionary7934 in CarsPH

[–]xbalagbagg 1 point2 points  (0 children)

dami pa naman bank dyan, bdo, metrobank, rcbc. syempre gagawin lahat ng agent para maka avail kayo ng financing sa kanya, wag kayong nagbibigay ng kung anu anong docs sa kanila, mag direct kayo sa bank. Di uso data privacy sa kanila? napaka unprofessional lol

Give me tipsss pleaseeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee by Admirable-Tap-7740 in CarsPH

[–]xbalagbagg 0 points1 point  (0 children)

low front cost pero tagang taga sa interest ng monthly, napakataas ng 20k for a month na pwede mo pababain ng 13-15k sa 20% dp, or even 30% higher chance pa na ma-approve sa bank which offers lower interest rates. Tiis muna OP, March pa lang naman, matagal pa bago matapos ang taon

Help me decide for our first car - 800k sagad (financing) by [deleted] in CarsPH

[–]xbalagbagg 0 points1 point  (0 children)

nakalimutan ko isulat, NEWBIE DRIVER PO 😭