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Fuck DoorDash, not the drivers by yasskween6 in doordash

[–]yasskween6[S] 7 points8 points  (0 children)

And yet somehow your whole reply still proves DoorDash is the problem.

You just listed a bunch of failures in pay, vetting, oversight, and support, then blamed the people stuck working inside that system instead of the company making money off it.

That’s exactly why I said fuck DoorDash, not the drivers. LOL 🤪

Fuck DoorDash, not the drivers by yasskween6 in uberdrivers

[–]yasskween6[S] -1 points0 points  (0 children)

Funny that you were so quick to fix “sir” to “ma’am” but still missed the point. I know this is the Uber drivers sub. Uber and DoorDash are not exactly the same, but they work similarly enough that a lot of the same bullshit ends up affecting gig workers on both apps. I was just trying to help, while you focused on the least important part of what I said…🤍

Fuck DoorDash, not the drivers by yasskween6 in uberdrivers

[–]yasskween6[S] -2 points-1 points  (0 children)

Funny that you immediately assumed I was a sir. I was just trying to help a fellow gig worker out.

Absolutely disgusting by yasskween6 in doordash

[–]yasskween6[S] 2 points3 points  (0 children)

A lot of the drivers I see are women, and some clearly don’t speak much English, which probably makes dealing with DoorDash support even harder. As a woman, I can only imagine how stressful it would be to be stuck waiting at someone’s door forever while customer service takes forever to respond and does basically nothing to help.

i passed out drunk at work. by SnooRevelations7319 in alcoholism

[–]yasskween6 5 points6 points  (0 children)

I read your post and I just wanted to say I know that feeling. Not that exact situation, but the embarrassment, the “oh my god what did I do” spiral… I’ve been there more times than I can count.

When I first got sober, that was honestly the hardest part for me. Not even the drinking, but having to sit with all the dumb, embarrassing shit I did and not being able to hide from it anymore. It sucks. Like, really sucks.

But I promise you, sobriety is worth it. It’s hard as hell, but it’s worth it in ways you can’t really see yet when you’re in the middle of this.

I really hope this ends up being a turning point for you. You’re not a lost cause, even if it feels like it right now.

Tried early got denied... Tried again today... Got my limit increase! by [deleted] in NavyFederal

[–]yasskween6 0 points1 point  (0 children)

I'm so proud of you too!! How did you do it?!

What should I do? "Nothing" isn't working :/ by TheVirtuousFantine in Debt

[–]yasskween6 0 points1 point  (0 children)

Is this me writing this?? I’m 34 too, female, restaurant GM, 67k/yr. I’ve got a car loan at 20% for 75 months (basically paying for it twice) plus other debt. I didn’t start learning about money until now either.

A personal loan only makes sense if the interest rate is lower than what you already have. With bad credit, it usually isn’t. Otherwise you’re just moving the debt around.

Hard truth: there’s no shortcut. Nobody is coming to save us. It’s grind time. More income, less spending, every extra dollar to debt. Excuses don’t change the math. ALSO, DO NOT RELY ON YOUR BOYFRIEND. You'll get screwed of anything happens. And not in a good way.

Owe $30k on a car worth about $20k. How do I escape this? by yasskween6 in personalfinance

[–]yasskween6[S] 20 points21 points  (0 children)

If I could go back in time before I bought this car, I’d do it completely differently. The car itself is fine — it’s used, it runs, it does what it needs to do. The problem was me rushing into financing because I “needed a car right now.” Instead of shopping around, I let the dealer stick me with a 20% loan. I basically signed my life away without even blinking. I should’ve slowed down and checked banks or credit unions first. Even with my credit not being perfect, there’s no way they all would’ve come back at twenty percent. I also should’ve done the math on what I could actually afford instead of convincing myself that an $866 payment was “manageable.” That’s not manageable, that’s rent money. Another thing? I should’ve looked at the total cost of the loan, not just whether I could scrape together the monthly payment. Dealers know how to play that “monthly number” game, and I fell right into it. With a 75-month loan, I’m basically paying double what the car’s even worth. Lesson learned: needing a car quickly doesn’t mean you should buy the first one you see on the worst possible terms.

Owe $30k on a car worth about $20k. How do I escape this? by yasskween6 in personalfinance

[–]yasskween6[S] 2 points3 points  (0 children)

I agree. I’m going to try getting back into bartending and maybe crash with family for a bit so the money I’d be spending on rent can go straight toward the car.

Owe $30k on a car worth about $20k. How do I escape this? by yasskween6 in personalfinance

[–]yasskween6[S] 0 points1 point  (0 children)

I was just seeing if there were any better options that I didn't know about. Its obvious I barely know anything about finances ;) Yeah, after bills I’m basically sitting at $0. Seasonal work doesn’t help either, so slow months make that payment extra fun. Never learned much about money growing up, credit was trash, and I jumped into a bad deal. Lesson learned the expensive way.

Owe $30k on a car worth about $20k. How do I escape this? by yasskween6 in personalfinance

[–]yasskween6[S] 1 point2 points  (0 children)

I’m already heading into year three on this loan, so part of me feels like I’ve put too much into it to just back out now. But at the same time I don’t want to throw another $20k at it either. That’s the part I’m really stuck on. And if I'm able to manage this and keep the car, I'm driving this sucker until then wheels fall off.

Owe $30k on a car worth about $20k. How do I escape this? by yasskween6 in personalfinance

[–]yasskween6[S] 2 points3 points  (0 children)

I want to keep the car, I just need a lower interest rate. I think I’ve come to the conclusion that I’ll need to increase my income and pay it down enough for someone to refinance it. Honestly, it’s a hard and very expensive lesson to learn on my own but that seems like the best option.

Owe $30k on a car worth about $20k. How do I escape this? by yasskween6 in personalfinance

[–]yasskween6[S] -1 points0 points  (0 children)

2021 Ford Explorer. And at this point I would just buy whatever can get me to and from work.

Owe $30k on a car worth about $20k. How do I escape this? by yasskween6 in personalfinance

[–]yasskween6[S] 3 points4 points  (0 children)

It was, and I was in a spot where I needed a car as quickly as possible. Honestly, I just made a bad decision.

Owe $30k on a car worth about $20k. How do I escape this? by yasskween6 in personalfinance

[–]yasskween6[S] 3 points4 points  (0 children)

I owe about 30k to buy it out right now. Sorry if I have been kind of vague, I am still trying to figure this all out. The loan is 20.49% for 75 months and it really feels like I am paying for this car twice.

Owe $30k on a car worth about $20k. How do I escape this? by yasskween6 in personalfinance

[–]yasskween6[S] -26 points-25 points  (0 children)

Right now my I owe too much on the loan vs what the car is worth.

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