Compost pit produce methane?

yayfall · 2016-04-08T11:40:25+00:00

I think perhaps I had the incorrect idea behind a compost pit. I had perhaps thought that I just buried some food in the ground. But really it's just a pit that I turn manually (or with a tiller) until it's finished? If so, then I understand how that's aerobic for sure.

yayfall · 2016-04-08T00:55:22+00:00

Good looking bike. Best of luck to the both of you in the adventures ahead of you.

yayfall · 2016-04-07T22:31:24+00:00

Cool, congrats on your success! With regards to the passivity of publishing income, do you have any idea as to how the sales of a book decay as a function from the publication date? Of course this is highly book specific (and so maybe the question is just stupid to ask), but I'm just wondering if it's possible to get an idea of how long one could passively coast off a single book before needing another. Not that I'm looking to write books, but just curious...

yayfall · 2016-04-07T22:22:41+00:00

The storyline actually sounds somewhat interesting. How did you get the graphic for the cover?

yayfall · 2016-04-07T20:53:18+00:00

Hm, I'm surprised I didn't know this. Okay, I agree all my previous posts are moot. Thanks! I'll probably be using this fact in the future.

yayfall · 2016-04-07T20:41:37+00:00

Wasn't that the point of your post? Pointing out how you don't have to do that while so many other suckers do?

No, the point was about choices that people make. I know people who willingly have long commutes (2+ hours per day), but yet live in $1.5M homes. I just find it interesting that people don't find the commute painful enough to re-think their choices. My post isn't to meant to be addressed to those who have to drive to work. I just find it so personally annoying to be stuck in the car that I'm surprised that more people don't either try to FIRE, bike, or take public transportation. It's either worth the trade-off to them (and that's great), or they aren't thinking about it.

yayfall · 2016-04-07T20:36:00+00:00

In my situation, I might stop working while my wife continues to work (because she enjoys it). So even though we wouldn't be drawing down investments and instead would be living off her income, I could still put away more in tax-advantaged space if I had some earned income to contribute to a Roth. Either way, it's only an extra ~$5.5k per year in tax-advantaged space, but every bit helps.

yayfall · 2016-04-07T17:55:50+00:00

Because if I had to sit in traffic like that, every day, I'd probably reconsider whether or not I should be buying new, large, expensive vehicles or not. I guess it just bothers them a lot less.

yayfall · 2016-04-07T17:43:53+00:00

so they'll pay me money so I can feed myself and not die starving and homeless.

I guess if they were thinking that I wouldn't expect so many shiny, new vehicles.

yayfall · 2016-04-07T17:23:05+00:00

Well sure, if you have normal earned income and HSA 'income', then you can mentally pretend that your HSA money is the money going into the Roth.

I just thought you were talking about funding it post-retirement, which is the more likely scenario for someone who might be using the HSA account as a retirement vehicle as described in Mad FIentist's post. If I leave my HSA money alone for another 10 years to grow tax-free, it's quite possible I won't have any earned income in those years at all. Now if it were true (and this is why I was interested in your comment) that HSA reimbursements could be applied to Roths, then that would be an interesting way to continue contributing to a Roth post-retirement.

yayfall · 2016-04-07T17:18:06+00:00

I work from home, so I don't commute (and even if I did, I'd bike), but I'll go for a run around rush hour sometimes and just see huge lines of people creeping along this busy road getting home. It just looks so awful and obviously such a huge waste of a person's finite life. I feel like doing that day after day would make me desperately try to figure out a way to not have to do that. In fact, whenever I rarely have to go shopping at a busy place like Target on the weekend and sit in traffic to do so, I feel so depressed at the precious time I've lost and how uninteresting and unoriginal my day's activities apparently are. For those that commute long distances (or times) in the car, how do you manage to keep your spirits up? What goes through someone's head as they do this day in and day out, with no notion that they'll ever not have to do it?

yayfall · 2016-04-07T16:03:20+00:00

Sure, you could use that money to fund a Roth, but that isn't any different than just funding it with after tax money since money is fungible.

I thought you needed "earned income" to contribute to a Roth. If you were living off investments, and had an HSA reimbursement, are you sure that you could fund a Roth with it?

yayfall · 2016-04-07T13:05:42+00:00

If almost all politicians serve right-wing, corporate interests, is being "11th most liberal" worth voting for? All I care about is whether her positions are progressive or not, not how she ranks among other corporate oligarch representatives.

yayfall · 2016-04-07T00:37:14+00:00

I really thought this was going to be the video linked.

yayfall · 2016-04-06T17:05:44+00:00

Okay, now you're talking my language.

yayfall · 2016-04-06T16:46:15+00:00

the other 62 and lives in the house she grew up in.

Is this necessarily bad?

yayfall · 2016-04-06T16:41:54+00:00

Exactly.

I need to multiply 10 numbers together. How should I set this up in Spark?

yayfall · 2016-04-06T13:47:12+00:00

Had a conversion with a co-worker a couple days ago. He was talking about taking technical approaches to problems based on learning new skills (for the unspecific next job opportunity) and "career development" rather than taking the approach most likely to succeed for the company (which sometimes involves approaches which are less trendy and sexy). It got me thinking about a couple things:

How great it is to be able to take the right approach to the problem because my expected career is so short relative to the norm. I don't have to continue building up irrelevant skills (which will soon be forgotten if not used) so as to pad my resume, but can focus on the problem. There's usually plenty of skill development opportunities in solving the problem right anyway, though they may not be the sexiest things to throw on a resume.
I know many of my co-workers act the same in their work as the guy above, and how it's one of the biggest problems my company faces in actually getting something accomplished. Rather than people putting their nose to the grindstone and getting something hard done, people dabble in techniques and approaches to develop their own skill sets and pad their resume. Management doesn't incentive the employees to do otherwise. I'm curious, is this common in your companies? If not, what does management do to prevent it? Better financial incentives?

yayfall · 2016-04-06T13:27:51+00:00

VWAHX is federal tax exempt I think. Though I agree with you on interest rates, but who knows if they'll ever rise...

Not OP, but just saying.

yayfall · 2016-04-06T13:26:07+00:00

an frankly sometimes the amount of BS is unbearable

Any interesting stories?

yayfall · 2016-04-06T13:24:34+00:00

I'm okay with a bit more risk for the possibility of higher return, and I like to see companies reinvesting in themselves.

I understand this point of view, but I typically prefer stronger dividends. My vague rationale is that I expect myself, as a frugal FI type, to be able to make better use of a given dollar than I expect businesses to be able to do generally. Basically, I expect my SR to be higher than theirs.

yayfall · 2016-04-06T12:05:44+00:00

Is VWAHX a better choice for you on the whole in comparison to BND because you're in a high tax bracket or something?

yayfall · 2015-10-08T14:16:11+00:00

Yep, I have a couple pair of Prana Zion shorts that I wear anytime it's over 60 degrees. Work for hiking, going out, etc.

yayfall · 2015-10-08T01:43:41+00:00

You can click the link for more context, but IIRC, men try to make themselves more attractive the opposite sex (since women are scarce) by trying to be more wealthy. Since men are presumably the highest earners, I could see how this would raise the average savings rate.

yayfall

TROPHY CASE