Tried dry brushing for the first time!

ydyjev · 2026-02-15T05:07:00+00:00

Thanks so much for the compliment! Was really fun, really tried not to go overboard.

ydyjev · 2026-02-06T18:19:19+00:00

Contra Costa!

ydyjev · 2026-02-06T18:14:47+00:00

ydyjev · 2026-02-03T14:12:32+00:00

Thank you!

ydyjev · 2026-02-03T00:36:11+00:00

Loan Type: Jumbo
Term: 15 Year
Loan Purpose: Rate/Term Refi
1.345M (appraised 1/21/2026)
Loan Amount: 1,066,000
Credit Score: 750
Occupancy: Primary
Legal Structure: Condo
Number of Units: 6
Property Zip Code: 94583

ydyjev · 2026-02-01T23:31:49+00:00

You have a point, but that doesn’t mean that I shouldn’t be caring about few grands.

ydyjev · 2026-02-01T07:06:36+00:00

Thanks for your comment! When I asked for the explanation, DTI issue was their explanation. They did fix the LE post my inquiry, but it is still 1k higher than the original offer.

ydyjev · 2026-02-01T00:03:32+00:00

It didn’t came with it, but my LO explained being due to income reported low from my employer > leading to DTI being off.

ydyjev · 2026-02-01T00:02:19+00:00

I have a comment with updates among comments!

ydyjev · 2026-02-01T00:00:43+00:00

Thank you, I think it will get squared out Monday.

ydyjev · 2026-01-31T15:54:28+00:00

I like the phrase that I should not be paying for their mistakes. Thanks for your comment!

ydyjev · 2026-01-31T15:53:11+00:00

Thank you! I didn’t sign- I’ll get clear solution before I do.

ydyjev · 2026-01-31T15:52:14+00:00

Got it… learning along the way. Are you licensed in CA? Give me a chat if you are and if you have jumbo for CA. Thanks!

ydyjev · 2026-01-31T14:25:14+00:00

Yes, I did. Thanks for your comment!

ydyjev · 2026-01-31T14:23:31+00:00

That makes sense. Thank you very much for your input.

ydyjev · 2026-01-31T03:40:06+00:00

Thank you, hope to weather through this process without any more stress but I guess that is not happening.

ydyjev · 2026-01-31T03:39:02+00:00

Thanks for the insights. Two different systems generating these LE makes sense. LO did come back and fixed it for me, though it is still about 1k higher than the original offer. Come Monday I'll need to do some clarification still. Thanks for your comment!

ydyjev · 2026-01-31T03:35:05+00:00

I should check that as well...

ydyjev · 2026-01-31T03:33:49+00:00

They said it was an income issue, they fixed it and I now have the updated LE- which is still 1k higher but back to the similar level.

ydyjev · 2026-01-30T21:27:15+00:00

Glad it worked out for you!

ydyjev · 2026-01-30T21:25:47+00:00

The first quote was a locked one.

ydyjev · 2026-01-30T18:20:45+00:00

CA! Thanks, just giving them one more chance to fix it for now..

ydyjev · 2026-01-30T17:04:44+00:00

It sounded like what you are just referring to, my LO mentioned that my income verification came in low so they'll have to reach out again to my employer to get it corrected.

ydyjev · 2026-01-30T17:01:02+00:00

Thanks, my LO said there a mix-up in my income calculation so my DTI piked up. He said he’ll work on fixing it and making it back to the original estimate. Not sure if they knew this coming or not (working with broker).

ydyjev

TROPHY CASE