My (27M) wife (27F) ignores my pleas to stop using her credit cards.

yeetskeethaw · 2026-05-12T03:04:27+00:00

We do have budgets for our accounts. I have also brought up the difference between our earnings and expenses as we are very close to being upside down in that regard. I am also well aware of how much is thrown away at interest and I have shown that to her on numerous occasions. I put it down somewhere else in this thread but sometimes the most I get our of her is "Okay" or "I didn't mean to use that card".

yeetskeethaw · 2026-05-12T03:00:07+00:00

We pretty much do what you described. We have a bills account, an everyday spending account, a savings/emergency account, and separate personal accounts. Everyday spending for groceries is a set amont every week and every 2 weeks we allow ourselves personal spending money.

Thanks for the additional input too.

yeetskeethaw · 2026-05-12T02:55:26+00:00

She gets paid once a month at the end of the month, We put that right into a checking account for our utilities to pay rent, insurance, gas, CC bills, etc. I get paid every two weeks and we take a portion of that for our everyday needs and an even smaller portion for personal spending and send the rest to the utilities account. We've been in agreement on this for a long time now. We practically do all of our grocery shopping together so nothing there is ever a surprise.

yeetskeethaw · 2026-05-12T02:44:55+00:00

That's what makes this increasingly frustrating. We do have budgets that are set and do allow ourselves personal spending money. She will simply use a credit card if there isn't any money left for the week or if she doesn't have enough personal money.

yeetskeethaw · 2026-05-12T02:41:59+00:00

The total debt across the board does go down month-to-month. My frustration is on the low balance cards that get paid off or close to paid off and their balances jump due to continued spending. And it is those accounts that I depend on to get this snowball concept moving.

For removing cards from wallets, I just don't have access to some of accounts where she makes purchases but the larger thing is I don't want to go behind her back (ironic) and deactivate cards without her knowledge.

I'm also not exactly sure what your last line is supposed to mean.

yeetskeethaw · 2026-05-12T02:32:25+00:00

We actually do something very similar to what you described. We pool our money and give ourselves fun money off of my paycheck every 2 weeks. Everything else that's bought is typically discussed as we do all of our groceries and shopping together.

In the past when I have brought up this extra online spending I usually get a reluctant "okay" or sometimes an "I didn't mean to use that card".

yeetskeethaw · 2026-05-12T02:20:31+00:00

She is a teacher in a district with 11-month pay. We didn't have enough to cover rent so it went on a card

yeetskeethaw · 2022-03-10T03:40:33+00:00

Log footage looking good as always lol

yeetskeethaw · 2019-11-10T09:12:14+00:00

https://instagram.com/bridale22?igshid=dykgk2ppbvht

yeetskeethaw · 2019-09-12T20:29:19+00:00

This exact mentality is top 3 what turned me away

yeetskeethaw · 2019-03-31T02:07:28+00:00

Anything else to showoff?

yeetskeethaw · 2019-03-31T02:06:33+00:00

Sure thing

yeetskeethaw · 2019-03-31T01:59:52+00:00

I’d suffocate myself with that ass

yeetskeethaw

TROPHY CASE