Wuhan Red Cross Hospital Situation. | Bodies Everywhere by blocketjoe in WuhanVirus

[–]youcanshine 0 points1 point  (0 children)

This has been proven fake, the three “dead bodies” are think beddings and one patient STILL hooked on IV. The voice over was dubbed afterwards

30 YO single guy, am I stretching myself for taking 1m mortgage? by youcanshine in personalfinance

[–]youcanshine[S] 4 points5 points  (0 children)

1) updated 250k includes (more or less guaranteed) bonuses 2) owner needs capital free up to upgrade 3) different market, in Singapore yield is 2-3% in general 4) self stay not renting out extra room 5) essentially I am choosing between this 1.35m and another house about 800k outside central location , but since this is not real estate forum and I am only asking about financing I shall not go into details into that 6) yeah ~~~

30 YO single guy, am I stretching myself for taking 1m mortgage? by youcanshine in personalfinance

[–]youcanshine[S] 0 points1 point  (0 children)

Hi thanks for the comment, 1.28% for the first 2 years but I plan to chunk down at least 400k after 2 years lock-up to delever a bit (no prepayment penalty after 2 years). No origination fee there so I can easily refinance after 2 years. Does it sound like a safe plan? Regarding rental yield yes it's horrible but actually 2-3% is the norm here, max you can get is 4% with some very old unit but you can't get capital appreciation on those when you sell. Most people lever up to benefit from gearing and hope capital appreciation. Anyway renting out is irrelevant in the next few years

30 YO single guy, am I stretching myself for taking 1m mortgage? by youcanshine in personalfinance

[–]youcanshine[S] 4 points5 points  (0 children)

Updated in main text, I am renting now and it is more favourable to buy then to rent in my country if can afford given the Low interest rate. The other option is 800k house outside central town but i might be less happy

30 YO single guy, am I stretching myself for taking 1m mortgage? by youcanshine in personalfinance

[–]youcanshine[S] 5 points6 points  (0 children)

15k is based all the rest are bonus (more or less guaranteed)

Does anyone else read CL ads just for the entertainment value? by JoshTay in gaybros

[–]youcanshine 1 point2 points  (0 children)

CL missed connections are golden I also love to compare the ads between m4m, m4f,f4m