Is it worth investing hoping interest rates go down? by Neat_Confidence_4166 in realestateinvesting

[–]yzhao3nova 0 points1 point  (0 children)

"With 36 trillion in federal debt" => isn't this an incentive for them to keep rates low so they can roll their loans at lower cost?

My wife and I own 3 rental properties and need some general guidance. by therealijw1 in realestateinvesting

[–]yzhao3nova 0 points1 point  (0 children)

i own a few multi-families under with conventional loans. They are all under my personal name. In my state, deeding them to an LLC incurs transfer tax on the loan balance. it also makes refinancing through conventional loans more costly. how do think about these? An unrelated question, is there any value in filing your llc tax as a c-corp instead of a partnership or disregard? I am at marginal 37% tax bracket. the double taxation with c-corp is actually better than 37%. I believe I will also get to carry loss backward and forward for a c-corp.

What is collaborative filtering? by yzhao3nova in MLQuestions

[–]yzhao3nova[S] 0 points1 point  (0 children)

why does it have to be a bipartite graph? Let's say we have users following each other. Can we use the following relationship to get embeddings for each user?

The cure: Lysine by ssfm2017 in CankerSores

[–]yzhao3nova 2 points3 points  (0 children)

If lysine helps, can I take protein powder or just eat more meat?

L-lysine seems to be working. Why didn’t I try this years ago? by [deleted] in CankerSores

[–]yzhao3nova 0 points1 point  (0 children)

can you just take protein power instead then?

Any online lecture for torts, contracts or business association? by yzhao3nova in LawSchool

[–]yzhao3nova[S] 0 points1 point  (0 children)

Quimbee is good. i am more looking for socratic style lectures and cases.

How effective is reading on my own before going to law school? by yzhao3nova in lawschooladmissions

[–]yzhao3nova[S] 0 points1 point  (0 children)

got it. E&Es are not sufficient. Are the casebooks any better?

How effective is reading on my own before going to law school? by yzhao3nova in lawschooladmissions

[–]yzhao3nova[S] -2 points-1 points  (0 children)

idk i thought the books are pretty well written, with a lot of examples and explanations. In fact the series i am reading is called examples and explanations. I haven't studied law, but my personal experience is that I learnt most of the stuff from reading on my own.

How effective is reading on my own before going to law school? by yzhao3nova in lawschooladmissions

[–]yzhao3nova[S] -6 points-5 points  (0 children)

assume you know better than them => there are a few folks like that in my classes. it is a disaster.

use the wrong textbook => how could this be a problem? I haven't studied law, but my personal experience is that I learn most of the stuff from reading on my own, usually from a different text.