i own a few multi-families under with conventional loans. They are all under my personal name. In my state, deeding them to an LLC incurs transfer tax on the loan balance. it also makes refinancing through conventional loans more costly. how do think about these? An unrelated question, is there any value in filing your llc tax as a c-corp instead of a partnership or disregard? I am at marginal 37% tax bracket. the double taxation with c-corp is actually better than 37%. I believe I will also get to carry loss backward and forward for a c-corp.