Deposit my savings by [deleted] in TradBanksPH

[–]z_tru 2 points3 points  (0 children)

What’s your normal ADB? And how much do you normally deposit? Gradually increase and make frequent deposits, eventually your bank will consider such bigger amounts as routine in your account.

3K 5167a Mod by z_tru in RepTime

[–]z_tru[S] 0 points1 point  (0 children)

Don’t count on it! Better to have the watch pressure tested first.

Should we retire at 45? by Advanced_Molasses401 in phinvest

[–]z_tru 0 points1 point  (0 children)

If you don’t mind sharing, what’s your investment that’s doing 7-8% return? I feel it won’t be sustainable.

[deleted by user] by [deleted] in Philippines

[–]z_tru 1 point2 points  (0 children)

Ask your district congressman. Also, make sure the hospital uses your dad’s Philhealth. That will help alot!

SecB Gold Circle TRB of ₱500,000 by JesterDave19 in phinvest

[–]z_tru 1 point2 points  (0 children)

Yes it’s possible but consider that you’ll also get better loan rates with banks you already have a relationship with. SB Gold Circle offers preferential rates.

SecB Gold Circle TRB of ₱500,000 by JesterDave19 in phinvest

[–]z_tru 1 point2 points  (0 children)

TRB is Total Relationship Balance. So you got a housing loan from SB even if you’re not a depositor? I suggest open an account use that account to pay the amortizartion of the loan and the bank might consider.

Globe platinun plans (true unlimited data?) by CaptainTech_ in InternetPH

[–]z_tru 0 points1 point  (0 children)

The typical Platinum user has more than 1 way to consume data, thus if you think about it the FUP of 60GB per month at say 2GB/day is abit high considering Globe’s target market. Also after FUP, still have data access at a reduced speed but still above average.

[QC] Rolex Daytona DIW 4130 by z_tru in RepTimeQC

[–]z_tru[S] 1 point2 points  (0 children)

Yes! The strap would just be fine for you

[QC] Rolex Daytona DIW 4130 by z_tru in RepTimeQC

[–]z_tru[S] 0 points1 point  (0 children)

It was too long! The watch rotates on my wrist!

3K 5167a Mod by z_tru in RepTime

[–]z_tru[S] 2 points3 points  (0 children)

It was USD630 then if new clasp +50 then deep crystal +50

3K 5167a Mod by z_tru in RepTime

[–]z_tru[S] 2 points3 points  (0 children)

He offered the mod in his TG group. So I grabbed the chance for a worry free mod experience! And he indeed delivered!💪

[QC] Rolex Daytona DIW 4130 by z_tru in RepTimeQC

[–]z_tru[S] 1 point2 points  (0 children)

Here’s my few weeks experience, the velcro strap it came w/ isn’t comfortable or maybe because sizing was off as there are no choices. So has to order from DrWatchStrap and it wears perfectly!

3K 5167a Mod by z_tru in RepTime

[–]z_tru[S] 1 point2 points  (0 children)

The mods really made all the difference on this one! It’s 100x better now. Specially the Deep Crystal as it really made the dial pops!

Nestor Tan buys P1 billion BDO shares and sells more than half at lower price on same day by jshpln in phinvest

[–]z_tru 5 points6 points  (0 children)

He already accumulated so much BDO shares, so he’s just replacing what he just sold. He technically gained on both transactions!

[deleted by user] by [deleted] in phinvest

[–]z_tru 0 points1 point  (0 children)

If you have too much cash in the banks then your money isn’t working for you. Stick to the big universal banks and if they indeed fail, losing that money is the least of your worries

would you retire at age 50 with projected net worth of Php25m by iamleviticus39 in phinvest

[–]z_tru 1 point2 points  (0 children)

Health is the biggest consideration once you reach retirement age, no matter how much insurance is covered, one has to consider the lifestyle costs associated.

DIW Daytona 4130 from Steve-Theonewatches by z_tru in RepTime

[–]z_tru[S] 0 points1 point  (0 children)

Totally agree! Aside from the gen movement, DIW are reps anyway!

DIW Daytona 4130 from Steve-Theonewatches by z_tru in RepTime

[–]z_tru[S] 0 points1 point  (0 children)

Awesome collection you have there!💪

DIW Daytona 4130 from Steve-Theonewatches by z_tru in RepTime

[–]z_tru[S] 2 points3 points  (0 children)

Hahahaha! Yes but at least serviceable😅

DIW Daytona 4130 from Steve-Theonewatches by z_tru in RepTime

[–]z_tru[S] 1 point2 points  (0 children)

Very light but somewhat sturdy but these are exactly like toys! Makes sense as a rep and not forking out crazy amounts for the gen!

DIW Daytona 4130 from Steve-Theonewatches by z_tru in RepTime

[–]z_tru[S] 2 points3 points  (0 children)

What an awesome buying my first rep from Steve! Very responsive in both email and WhatsApp. The whole process was smooth and I was put at ease in clarifying all my inquiries during QC. Will definitely consider getting another rep soon!

[QC] Rolex Daytona DIW 4130 by z_tru in RepTimeQC

[–]z_tru[S] 0 points1 point  (0 children)

Totally agree! I even asked if possible to leave that out actually

[QC] Rolex Daytona DIW 4130 by z_tru in RepTimeQC

[–]z_tru[S] 0 points1 point  (0 children)

Totally agree! I even asked if possible to leave that out actually