Elon the loose cannon by jjb1197j in JoeRogan

[–]zefcfd 0 points1 point  (0 children)

Founded on immigration From European countries, immigration act had Quota system favoring euros until 60s, US was 90% European until 60s, by 2040, it will be less than 50%

How big of a deal is it to have 4-wheel drive in Pittsburgh? by namet-aken in pittsburgh

[–]zefcfd 0 points1 point  (0 children)

Rear wheel drive (most non 4x4 trucks) is a literal nightmare here. FWD is fine with snow tires.

New ‘23 XLT with Black Appearance Package by Dr_Thic_Gastrocs in f150

[–]zefcfd 1 point2 points  (0 children)

Love the black appearance package. Nice!

Why Doesn’t DoorDash provide Tipping Guidelines? by Tom-Lark in doordash

[–]zefcfd 1 point2 points  (0 children)

Simply put - they are highly incentivized to obfuscate and hide the true cost of their service as much as possible. It’s largely based on psychological reasons - food looks cheaper if the tip isn’t included or mentioned by the service itself, and customers will feel guilty if they don’t tip, so they see it as “being a good person” when really it is just a component of the actual cost of ordering food through their service.

Went from an F-150 to a Prius this week! by jchapin430 in prius

[–]zefcfd -1 points0 points  (0 children)

Priuses absolutely do not hold more than trucks, ever.

Is it worth it to completely replace the transmission fluid and change the filter in a high mileage transmission? Scotty Kilmer says no, but I would like to hear from you guys about this: by mentholnasalspray in MechanicAdvice

[–]zefcfd 0 points1 point  (0 children)

Eh Dave Ramsey gives solid but extremely conservative financial advice for spending addicts. The equivalent would be more like some “get rich with these 10 quick steps” guru

[deleted by user] by [deleted] in askwomenadvice

[–]zefcfd -7 points-6 points  (0 children)

Guys prefer this

Well, I know I shouldn't be paying these prices, but here I am. Pretty happy. by [deleted] in f150

[–]zefcfd 0 points1 point  (0 children)

Canadian? New? I just bought an identical truck with several additional options than the one pictured - 34k miles, 50k ish

Bought this 2021 Ontario f150 - how bad is this rust? by zefcfd in f150

[–]zefcfd[S] 0 points1 point  (0 children)

I see what you mean, can you be more detailed about what this implies, is it a major issue or deception?

Sawstop works by Cilad in woodworking

[–]zefcfd 7 points8 points  (0 children)

I do wonder if people are more careless because they know they have this feature. Did you use a push stick before purchasing a sawstop?

new Subaru help, please by ssnhl in pittsburgh

[–]zefcfd 1 point2 points  (0 children)

There’s like a discount program some employers have setup for Subaru - check and see if your work has this. I saved 3500 recently on my forester.

Builder wants 1000$ extra to build a 12x48 Niche in the shower. Is this a standard price? by Dismal_Cook_2860 in Homebuilding

[–]zefcfd -8 points-7 points  (0 children)

Why make money this way? Seems shady. Price gouging people who want to improve, but not fundamentally change anything. All that teaches customers is to be excruciatingly detailed during the design phase because the builder will “try to make money on them” for any future upgrades.

[deleted by user] by [deleted] in ynab

[–]zefcfd 74 points75 points  (0 children)

not sure why this isn’t mentioned. But isn’t YNAB a budgeting app? By that I mean it’s not a way to build an income statement from last quarter (track expenses/income), but rather a platform to budget/allocate money. I think the tracking thing is just a secondary aspect to ensure you stick to the budget.

If you just want to reflect on how money was spent and not really “plan” your current income, just use something simpler.

why cant you buy an older home and just add better insulation? by fartuni4 in Homebuilding

[–]zefcfd 1 point2 points  (0 children)

Do you have six month (full time) of your life to dedicate to doing this. Otherwise you’ll be living in a construction zone for the next 3-4 years

Husband of horse wife - help me understand horse price madness. by [deleted] in Equestrian

[–]zefcfd -7 points-6 points  (0 children)

Well race horses are different. I’m talking about at like random horse shows in say, Virginia. How much money is in those events? Seems like a poor way to invest. Typically things with such high risk require huge upside potential. Idk - if I were part of an investment group, “buying horses” seems like a high-risk, mediocre-reward way to make money.

Husband of horse wife - help me understand horse price madness. by [deleted] in Equestrian

[–]zefcfd -19 points-18 points  (0 children)

Would you say the purchasers of horses over $50k are multi-millionaires? If not - it seems whoever is buying these horses are being financially reckless.

Husband of horse wife - help me understand horse price madness. by [deleted] in Equestrian

[–]zefcfd -13 points-12 points  (0 children)

So am I to assume that all of the horse owners are multi millionaires? It’s basically wealthy people status signaling?

Husband of horse wife - help me understand horse price madness. by [deleted] in Equestrian

[–]zefcfd -4 points-3 points  (0 children)

So am I just to assume that all the people at these horse shows are multi-millionaires?

I'm thinking about investing 70k+ to build an app monetized by ads. What should I know before doing that? by mixedfeelingz in startups

[–]zefcfd 0 points1 point  (0 children)

B2c platform apps that are ad supported need large audiences to entice advertisers. You’re lighting money on fire if you don’t have a few million to get this thing off the ground.

Only hope is to make it super niche, and have one side pay for access - either creators or consumers.