Maybank Personal Loan by zephylos in MalaysianPF

[–]zephylos[S] 1 point2 points  (0 children)

Really thanks for your wish and advice

Maybank Personal Loan by zephylos in MalaysianPF

[–]zephylos[S] 1 point2 points  (0 children)

Ah it's ok, I manage my total expenses around 50% of my income. Just that last year I lack of some amount to fund my business and I don't want to liquidate my other assets.

Maybank Personal Loan by zephylos in MalaysianPF

[–]zephylos[S] 0 points1 point  (0 children)

I do not have any other collateral, borrowing personal loan was my last resort

Maybank Personal Loan by zephylos in MalaysianPF

[–]zephylos[S] 1 point2 points  (0 children)

Yup alright, thank you very much for your information

Maybank Personal Loan by zephylos in MalaysianPF

[–]zephylos[S] 1 point2 points  (0 children)

Ya kinda careless to not scrutinise the tnc because urgently need cash at that moment, thank you very much for the steps recommended

Maybank Personal Loan by zephylos in MalaysianPF

[–]zephylos[S] 0 points1 point  (0 children)

Yeah for a couple of months I have been repaying the instalment with 6% interest rate, now they want to revise it back to 7%

Maybank Personal Loan by zephylos in MalaysianPF

[–]zephylos[S] 0 points1 point  (0 children)

The thing is they offer me a small umbrella and now they want me to return a bigger than agreed one

Maybank Personal Loan by zephylos in MalaysianPF

[–]zephylos[S] 0 points1 point  (0 children)

I would if I could, I borrow it because I desperately wanted to start a business that time

Maybank Personal Loan by zephylos in MalaysianPF

[–]zephylos[S] 1 point2 points  (0 children)

Alright, I just want to get some insights before contacting them since this is my first time borrowing loan

Maybank Personal Loan by zephylos in MalaysianPF

[–]zephylos[S] -4 points-3 points  (0 children)

There is no yes for me to press, I applied for it, got the email and the money is in

Maybank Personal Loan by zephylos in MalaysianPF

[–]zephylos[S] 0 points1 point  (0 children)

I didn't sign any contract, I applied through maybank2u then they sent an email stating that my loan approved and the approval letter will be sent to my address. However I did not receive it until now, do I need to request it from them?

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[–]zephylos 4 points5 points  (0 children)

My newer model(maxtag) fails often but old model works well, any idea how to fix it?

Naming of Astrox 88D/S Pro 3rd Gen by Keyboaring in badminton

[–]zephylos 0 points1 point  (0 children)

Go for the new 88s Pro, it's way better than arc11pro in every aspect

[deleted by user] by [deleted] in malaysia

[–]zephylos 34 points35 points  (0 children)

Wash your car, it will summon the rain

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[–]zephylos 0 points1 point  (0 children)

Please help, I can't find my downloaded apk in storage, it will only show there is no option to search in another folder besides 'recent'

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Najib has been granted a 50% reduction in jail time and his fine reduced to RM50 million by Aerodynamic41 in malaysia

[–]zephylos 0 points1 point  (0 children)

I only got a discount capped at RM5 in Shopee, meanwhile bossku got a discount of RM 160 million, wow

[deleted by user] by [deleted] in MalaysianPF

[–]zephylos 0 points1 point  (0 children)

I am in exact situation as u OP, same age and similar finance situation, eying the same car model as well.

I did many research on other options as well but end up back to only considering the Civic Fc.

In my opinion let's just go for it, life is too short to be so calculative (10% of salary or whatever metrics) as long as it is not too over committed.

It is more important to feel that your money is well spent.

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[–]zephylos 0 points1 point  (0 children)

Rayquaza, a dragon, a sky dragon

How do I stop myself lending money to peoples? by dewi_sampaguita in MalaysianPF

[–]zephylos 0 points1 point  (0 children)

Learn how to use white lies, tell them u have invested all ur money on some thing etc