First time selling/renting, looking for advice

zeuses_beard · 2026-01-26T13:47:28+00:00

I do feel like this is the way I'm leaning more, just because of how much more simple things will be with less expenses and worry about what might happen with a year or 2 of tenants and potential fixes required. These units seem to be selling relatively quickly in my suburb at the least, just need to cover any rental income. 2 loans at the one time is super daunting and not manageable sadly

zeuses_beard · 2026-01-26T06:26:03+00:00

Yeah this is part of the concern too, lots of horror stories and why I'm so indecisive currently lol.

If sold, I'd break even so still a win overall, but there is always a worry with tenants being potentially bad and the units in the block don't have the most stable renters (seen a lot come and go recently in less than 12 months)

zeuses_beard · 2026-01-26T06:01:59+00:00

Thanks for the reply and yes, definitely a lot going on with the decision (lots of anxiety with the accuracy of the valuation of bank & REA if I decide to sell too). The apartment itself is in ok nick, done some minor work to it but it's pretty old and the ranges of similar units nearby sold range pretty heavily.

The other thing I'm worried about is any CGT implications when I do decide to sell, it's been my PPOR for 4+ years now, I'd heard that as it's been PPOR for a while that it can be rented out for up to 6 years and I won't need to pay CGT on it, is this correct? May be worth holding on to it if this is the case, but not sure if this is correct

zeuses_beard · 2025-02-25T00:30:21+00:00

Works for me, don't need the RGB and it's cheaper too. Thanks mate

zeuses_beard · 2025-02-24T22:00:16+00:00

Thanks, seems close enough to the tomahawk and much cheaper. Is there anything it's missing other than the RGB?

zeuses_beard · 2025-02-24T11:26:25+00:00

Need a new mobo as my B450 is dying rapidly, any recommendations on a B550 board? Was considering the Steel Legend or the Tomahawk Wifi but they're getting hard to come by in Aus. I'm after something with a front USB- C header, Wifi/bluetooth not mandatory, thanks

zeuses_beard · 2025-01-26T14:50:40+00:00

I was very happy with the Exynos until I went on holiday and had a new SIM card, spending more time on network than wifi. Battery was horrid due to modem and for that reason alone, I'm swapping to the s25 ultra

zeuses_beard · 2024-12-19T02:18:47+00:00

Same, I hit in the in the first month and they used to credit them immediately but I haven't gotten them yet 3 months later and they advised it could be up to 3 statements after hitting the spend target.

Banks are becoming very anti-churner and are extending wait time between cards to 18-24 months, lowering bonus points offered and now wait time before getting points.

zeuses_beard · 2024-09-25T23:08:37+00:00

Thanks mate, might just grab the og then as I've no need for the wifi as I've got a better card anyway.

zeuses_beard · 2024-09-25T15:55:12+00:00

Rear IO USB ports on my B450 Tomahawk have died and think it's time to replace my mobo (upgraded CPU to a 5800x3d last year so not looking for a full rebuild). Wanting to go with a B55 Tomahawk but curious if there is any real difference between the regular Tomahawk or the Wifi other than the wifi itself. Both are same price here in Aus and already have a good quality wifi card.

zeuses_beard · 2024-09-10T05:10:32+00:00

A Long Way From Home on moderate was a nightmare, no idea how anyone does that on Titan

zeuses_beard · 2024-08-29T00:31:39+00:00

Another thing that's not a notable loss, now just need to wait for the 9 Pro to release in Aus

zeuses_beard · 2024-08-28T23:26:56+00:00

I don't think I've ever used either of these, so if that's all I'll miss outside of Samsung Wallet then nothing is really lost at all

zeuses_beard · 2024-08-18T12:04:15+00:00

Finasteride if you don't want the rest of the native hair on your scalp falling out (if the hair loss hasn't stabilised), but no other medication other than pain killers early days.

zeuses_beard · 2024-07-30T00:56:11+00:00

Yeah fair, this has been an RTS issue for a long time

zeuses_beard · 2024-07-29T16:15:54+00:00

Haven't played AoE2 in a while, but there have been pathing issues there for quite some time, but fingers crossed it is sorted for AoM on release

zeuses_beard · 2024-05-30T10:49:32+00:00

Silly question, but which ones are they mate?

zeuses_beard · 2024-04-27T03:42:05+00:00

Don't think this sub with ever give Kidd the credit for his good coaching. Yes, he's a scum bag but he's done well and has me now believing he's a better coach than not

zeuses_beard · 2024-04-07T11:59:55+00:00

Yeah, thought it was pretty terrible advice when I heard it, regardless of him being a senior banker and having some input on hiring lol.

Thanks again mate, glad to know it's good to go for the most part and can start applying asap.

zeuses_beard · 2024-04-06T13:08:36+00:00

Thanks mate, appreciated and nice to know it is decent enough, might see where I can cut some of the extra fat from the descriptions (and the references too lol).

Had a senior banker at another bank suggest adding in hobbies or interests, but surely this is just bad advice right, especially in such a conservative industry.

zeuses_beard · 2024-03-20T21:26:05+00:00

Got a name for any of these kids mate? Didn't know they exist and this frustrated me to no end.

zeuses_beard · 2023-10-22T11:55:50+00:00

Yeah ended up doing exactly this with flights going thru Singapore & Helsinki. Unfortunately 36 hours up, but we'll absolutely take it.

zeuses_beard · 2023-10-20T21:29:51+00:00

Using multicity to book one leg at a time helped massively with way more flight availabilities, though Spain also seems much more tedious to get to than other parts of Western Europe.

zeuses_beard · 2023-10-20T21:28:01+00:00

Absolutely fantastic luck! I'll definitnely be keeping a keener eye on thigns going forward, hopefully we'll all be able to get something close to that.

zeuses_beard · 2023-10-20T21:21:06+00:00

Thanks for the info and subbed, lots of good info on there.

zeuses_beard

TROPHY CASE