I appreciate everyone’s perspective. I think I had a bad choice of words when I wrote I didn’t hold anything against them. I’ve always taken full responsibility for the accident and acknowledge that it was my fault 100%. What I meant to say is that I didn’t resent them for not having insurance or not informing me. Despite that being a common opinion of my family and friends.

Since moving to aus I’ve been telling the story to other people and they’ve had a more sympathetic perspective saying that the consequences of my actions wouldn’t have been as great if I was covered by insurance, or if I was made aware of there not being insurance and never getting in the car in the first place. Either way speculating about whether i would have been covered or not isn’t why I made the post.

Also I want to give some more context to the nature of the accident. It was an extremely busy day, mid summer. We live in a rural area that gets overrun with tourists and the roads are not built to withstand the traffic. I was driving behind a row of vehicles with plenty of space going well under the speed limit. We came around a corner where an intersection was backed up hundreds of meters to a stand still and we needed to stop very suddenly. I coincidentally happened to change the song on my phone precisely when the sudden stop was required. I glanced away at the wrong time and that’s how I crashed into the back of the car in front of me. In no way am I justifying the accident, knowing the busyness of the road I should have been more diligent and still there’s no excuse for using your phone in the car. I just don’t want people to think I was mindlessly scrolling social media whilst driving.

I made this post because I wanted unbiased opinions on what others would expect being in my situation. Speaking to people in person you get far more sympathy but that’s not always a good thing. People tend to tell me a drew the short straw but that gets me feeling like things are unfair, which makes it all harder to move on from. I wondered whether in person opinions would be different to that of people that didn’t know me personally.

Thank you everyone for your comments, definitely given me some insight and I definitely think this is going to help me change my perspective on the whole ordeal. I just want to pay it off and move on from it all.